3620 3rd St, North Beach, MD 20714 Property Records

Calvert County property record for 3620 3rd St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	2 ba · 896 sqft · built 1984
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Apr 2022)
Tax Bill	$3,929 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-071553`

Property Details

APN / Parcel Number

Primary APN	`03-071553`
Alternative APNs	`3071553` `071553`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	896 sqft Total Area
Basement Area	380 sqft
Finished Basement	380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Porch	Slab
Porch Area	168 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	071553
Street Address	3620 3RD ST
City	NORTH BEACH
State	MD
Zip	20714-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 1-4 BLK 63 NORTH CHES BEACH
Legal Subdivision	NORTH CHESAPEAKE BEACH
Legal Block	63
Legal Lot Number	1-4
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3017
Census Tract	860404

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3620 3RD ST, NORTH BEACH, MD 20714-9712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 6, 2022	Deed, Transfer · FHA Mortgage 1ST PREFERENCE MORTGAGE CORP
Aug 10, 2020	Grant Deed, Transfer EMBRACE HM LOANS
May 25, 2018	Grant Deed, Transfer · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2022 · Amount on Record
Deed Sale	Apr 6, 2022 · Amount on Record
Prior Sale	May 25, 2018 · Amount on Record
Deed Book / Page	6256 / 481
Prior Transfer Date	Jul 9, 2020
Prior Transfer Doc	0056640660
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3620 3RD ST, NORTH BEACH, MD 20714-9712
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3620 3RD ST, NORTH BEACH, MD 20714-9712

Mortgage

Document Number	0065180028
Date	Dec 27, 2023
Book Page	6518/28

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	May 1, 2052

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 6, 2022
Property Address	3620 3RD ST, NORTH BEACH, MD 20714-9712
Document Number	0062560481
Book / Page	6256 / 481
Map Reference	MB GWD 8 PL 305
Instrument Date	Apr 4, 2022
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	CAPITOL SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$837.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3620 3RD ST, NORTH BEACH, MD 20714-9712

Mortgage

Document Number	0006256488
Date	Apr 6, 2022
Instrument	6256/488

Lender

Name	1ST PREFERENCE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Aug 10, 2020
Property Address	3620 3RD ST, NORTH BEACH, MD 20714-9712
Document Number	0056640660
Book / Page	005664 / 000660
Instrument Date	Jul 9, 2020
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	CAPITOL SETTLEMENTS LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3620 3RD ST NORTH BEACH MD 207149712, NORTH BEACH, MD 20714-9712

Mortgage

Document Number	56640665
Date	Aug 10, 2020
Book Page	005664/000665

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	May 25, 2018
Property Address	3620 3RD ST, NORTH BEACH, MD 20714-9712
Document Number	0051940290
Book / Page	005194 / 000290
Instrument Date	May 11, 2018
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	CAPITOL SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3620 3RD ST NORTH BEACH MD 207149712, NORTH BEACH, MD 20714-9712

Mortgage

Document Number	51940296
Date	May 25, 2018
Book Page	005194/000296

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2048

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,633 (+1.87%)	$368,700 (+5.61%) Land $98,200 Building $270,500
2025	$3,929.00 (+41.64%)	$349,100 (+30.73%) Land $98,200 Building $250,900	$349,100 (-) Land $98,200 Building $250,900
2023	$2,774.00	$267,033	$349,100 Land $98,200 Building $250,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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