3690 3rd St, North Beach, MD 20714 Property Records

Calvert County property record for 3690 3rd St, North Beach, MD 20714

Property Summary

Property Type	Single Family Home
Details	1 ba · 864 sqft · built 1979
Lot Size	0.181 acres (7,875 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Oct 2025)
Tax Bill	$3,297 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-045048`

Property Details

APN / Parcel Number

Primary APN	`03-045048`
Alternative APNs	`3045048` `045048`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Total Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,875 sqft (0.181 acres)
Lot Dimensions	105 ft deep x 75 ft wide
Deck Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	045048
Street Address	3690 3RD ST
City	NORTH BEACH
State	MD
Zip	20714-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 1-3 BLK 60 NORTH CHES BEACH
Legal Subdivision	NORTH CHESAPEAKE BEACH
Legal Block	60
Legal Lot Number	1-3
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3017
Census Tract	860404

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3690 3RD ST, NORTH BEACH, MD 20714-9712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA
Dec 22, 2020	Deed of Trust, Mortgage · USDA Mortgage CALIBER HOME LOANS INC
Dec 6, 2021	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 17, 2018	Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Dec 6, 2021 · Amount on Record
Deed Book / Page	6798 / 237
Prior Transfer Date	Mar 22, 1985
Prior Transfer Doc	1011000473
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 14, 2025
Property Address	3690 3RD ST, NORTH BEACH, MD 20714-9712
Document Number	0067980237
Book / Page	6798 / 237
Map Reference	LB GWD 8 FO 305
Instrument Date	Sep 30, 2025
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	TITLEMARK PLLC, TITLEMAX LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3690 3RD ST, NORTH BEACH, MD 20714-9712

Mortgage

Document Number	0006798242
Date	Oct 14, 2025
Instrument	6798/242

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	3690 3RD ST, NORTH BEACH, MD 20714-9712
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058010382
Date	Dec 22, 2020
Book Page	5801/382

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 6, 2021
Property Address	3690 3RD ST, NORTH BEACH, MD 20714-9712
Document Number	0061630124
Book / Page	6163 / 124
Map Reference	LB GWD 8 FO 305
Instrument Date	Nov 3, 2021
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,499.96
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3690 3RD ST, NORTH BEACH, MD 20714-9712

Mortgage

Document Number	0006163130
Date	Dec 6, 2021
Instrument	6163/130

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 17, 2018
Property Address	3690 3RD ST, NORTH BEACH, MD 20714-9712
Document Number	0051740180
Book / Page	5174 / 180
Map Reference	LB GWD 8 FO305
Instrument Date	Mar 30, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	MARYLAND FIRST TITLE LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3690 3RD ST, NORTH BEACH, MD 20714-9712

Mortgage

Document Number	0005174187
Date	Apr 17, 2018
Instrument	5174/187

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,133 (+3.91%)	$318,400 (+11.72%) Land $92,900 Building $225,500
2025	$3,297.00 (+28.59%) Homeowner's exemption	$285,000 (+15.48%) Land $92,900 Building $192,100	$285,000 (-) Land $92,900 Building $192,100
2023	$2,564.00	$246,800	$285,000 Land $92,900 Building $192,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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