3650 Forest Edge Dr, Defiance, MO 63341 Property Records

St. Charles County property record for 3650 Forest Edge Dr, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,559 sqft · built 1997
Lot Size	3.36 acres (146,797 sqft)
Owner	2 Company Names on Record
Last Sale	$101,001 (May 2025)
Tax Bill	$9,218 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2022 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`A973001109`

Property Details

APN / Parcel Number

Primary APN	`A973001109`
Alternative APN	`3-0079-7564-00-0041.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,559 sqft Living Area
Gross Area	6,050 sqft
1st Floor Area	2,605 sqft
Basement Area	2,605 sqft
Finished Basement	1,954 sqft
Unfinished Basement	651 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	146,797 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	65 sqft
Patio Area	868 sqft

Location & Zoning

Account Number	A973001109
Street Address	3650 FOREST EDGE DR
City	DEFIANCE
State	MO
Zip	63341-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	FOREST LAKE ESTS #1 LOT 41
Legal Subdivision	FOREST LAKE EST #1
Legal Lot Number	41
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	3
Census Block	3000
Census Tract	312204

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3650 FOREST EDGE DR, DEFIANCE, MO 63341-1810
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Mar 10, 2026	Intrafamily Transfer, Transfer
May 7, 2025	Intrafamily Transfer, Transfer · Closed-End Mortgage NEWREZ LLC
May 3, 2021	Beneficiary Deed, Transfer
May 3, 2021	Beneficiary Deed, Transfer
Feb 18, 2021	Intrafamily Transfer, Transfer
Feb 18, 2021	Intrafamily Transfer, Transfer
Nov 15, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2025 · Amount on Record
Deed Sale	May 7, 2025 · Amount on Record
Prior Sale	May 3, 2021
Deed Document Number	202518756
Prior Transfer Date	Apr 28, 2025
Prior Transfer Doc	0000018756
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3650 FOREST EDGE DR, DEFIANCE, MO 63341-1810
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3650 FOREST EDGE DR, DEFIANCE, MO 63341-1810

Mortgage

Document Number	0000054933
Date	Jun 29, 2021
Instrument	2021R-054933

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3650 FOREST EDGE DR, DEFIANCE, MO 63341-1810
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3650 FOREST EDGE DR, DEFIANCE, MO 63341-1810

Mortgage

Document Number	0000004375
Date	Jan 21, 2022
Instrument	2022R-004375

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Mar 10, 2026
Property Address	3650 FOREST EDGE DR, DEFIANCE, MO 63341-1810
Document Number	0000010973
Map Reference	MB 50 PG 50 195
Instrument Date	Mar 10, 2026
Instrument	2026R-010973
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	519 ELM CREEK DR, WENTZVILLE, MO 63385-3242

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 ELM CREEK DR, WENTZVILLE, MO 63385-3242

May 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	May 7, 2025
Property Address	3650 FOREST EDGE DR, DEFIANCE, MO 63341-1810
Document Number	0000018756
Map Reference	MB 33 PG 258
Instrument Date	Apr 28, 2025
Instrument	2025R-018756
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3650 FOREST EDGE DR, DEFIANCE, MO 63341-1810

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3650 FOREST EDGE DR, DEFIANCE, MO 63341-1810

Mortgage

Document Number	0000018757
Date	May 7, 2025
Instrument	2025R-018757

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2045

May 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 3, 2021
Property Address	3650 FOREST EDGE DR, DEFIANCE, MO 63341-1810
Document Number	2021R038845
Map Reference	MB 40 PG 161
Instrument Date	Apr 27, 2021
Instrument	2021R-038845
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	519 ELM CREEK DR, WENTZVILLE, MO 63385-3242

May 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 3, 2021
Property Address	3650 FOREST EDGE DR, DEFIANCE, MO 63341-1810
Document Number	0000038845
Map Reference	MB 40 PG 161
Instrument Date	Apr 27, 2021
Instrument	2021R-038845
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	519 ELM CREEK DR, WENTZVILLE, MO 63385-3242

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Feb 18, 2021
Property Address	3650 FOREST EDGE DR, DEFIANCE, MO 63341-1810
Document Number	2021R014604
Map Reference	MB 40 PG 161
Instrument Date	Feb 3, 2021
Instrument	2021R-014604
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 ELM CREEK DR, WENTZVILLE, MO 63385-3242

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Feb 18, 2021
Property Address	3650 FOREST EDGE DR, DEFIANCE, MO 63341-1810
Document Number	0000014604
Map Reference	MB 40 PG 161
Instrument Date	Feb 3, 2021
Instrument	2021R-014604
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	519 ELM CREEK DR, WENTZVILLE, MO 63385-3242

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 15, 2019
Property Address	3650 FOREST EDGE DR, DEFIANCE, MO 63341-1810
Document Number	0071822332
Book / Page	7182 / 2332
Map Reference	MB 33 PG 258
Instrument Date	Nov 14, 2019
Instrument	20191115000656000
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	PLATINUM TITLE SERVICES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3650 FOREST EDGE DR, DEFIANCE, MO 63341-1810

Mortgage

Document Number	20191115000656010
Date	Nov 15, 2019
Instrument	20191115000656010

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,961 (-)	$810,318 (-) Land $129,408 Building $680,910
2025	$9,218.00 (+3.4%)	$153,961 (+12.3%)	$810,318 (+12.3%) Land $129,408 Building $680,910
2024	$8,915.00
2023		$137,098
2022			$721,574 Land $107,840 Building $613,734

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: T-Mobile.

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