1. Home
  2. Missouri
  3. St. Charles County
  4. Defiance
  5. Forest Edge Dr

3621 Forest Edge Dr, Defiance, MO 63341 Property Records

St. Charles County property record for 3621 Forest Edge Dr, Defiance, MO 63341

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,588 sqft · built 1997
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Feb 2018)
Tax Bill$6,441 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNA973001097

Property Details

APN / Parcel Number

Primary APNA973001097
Alternative APN
  • 3-0079-7564-00-0029.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,588 sqft Living Area
Gross Area5,817 sqft
1st Floor Area2,588 sqft
Basement Area2,490 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area130,680 sqft
TerrainRolling
Garage TypeAttached
Garage Area739 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area84 sqft
Patio Area112 sqft

Location & Zoning

Account NumberA973001097
Street Address3621 FOREST EDGE DR
CityDEFIANCE
StateMO
Zip63341-1812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAA1
Legal DescriptionFOREST LAKE ESTS #1 LOT 29
Legal SubdivisionFOREST LAKE EST #1
Legal Lot Number29
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group3
Census Block3001
Census Tract312204

Owner

3621 Forest Edge Dr is owned and occupied by two individuals who bought it in February 2018.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address3621 FOREST EDGE DR, DEFIANCE, MO 63341-1812
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2026Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Nov 6, 2020Deed of Trust, Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 22, 2018 · Amount on File
Deed SaleFeb 22, 2018 · Amount on File
Prior SaleFeb 22, 2018 · Amount on File
Deed Document Number201894190
Deed Book / Page6881 / 2411
Prior Transfer DateFeb 16, 2018
Prior Transfer Doc0000094180
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Recording DateApr 3, 2026
Property Address3621 FOREST EDGE DR, DEFIANCE, MO 63341-1812
Document Number0000015543
Instrument DateMar 29, 2026
Instrument202615543
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3621 FOREST EDGE DR, DEFIANCE, MO 63341-1812

Mortgage

Document Number0000015543,
DateApr 3, 2026
Instrument202615543
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 29, 2056
Interest
Rate5.98%
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3621 FOREST EDGE DR, DEFIANCE, MO 63341-1812
Document Number0000088899
Instrument DateNov 6, 2020
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3621 FOREST EDGE DR DEFIANCE MO 633411812, DEFIANCE, MO 63341-1812

Mortgage

Document Number0000088899
DateNov 17, 2020
Instrument88899
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount on Record
Term180 Months
DueNov 16, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3621 Forest Edge Dr was $6,441, up 2.6% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$107,586 (-)$566,244 (-) Land $115,200 Building $451,044
2025$6,441.00 (+2.63%)$107,586$566,244 Land $115,200 Building $451,044
2024$6,276.00
2023$101,752
2022$535,541 Land $96,000 Building $439,541

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3621 Forest Edge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1993)
Most Recent ClaimJul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3621 Forest Edge Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable		1,000 / 50

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Forest Edge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures