3641 Forest Edge Dr, Defiance, MO 63341 Property Records

St. Charles County property record for 3641 Forest Edge Dr, Defiance, MO 63341

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,814 sqft · built 1997
Lot Size	3 acres (130,680 sqft)
Owner	Company Name on Record
Last Sale	$51,000 (Jul 1997)
Tax Bill	$7,562 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`A973001095`

Property Details

APN / Parcel Number

Primary APN	`A973001095`
Alternative APN	`3-0079-7564-00-0027.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,814 sqft Living Area
Gross Area	5,756 sqft
1st Floor Area	2,814 sqft
Basement Area	2,057 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	130,680 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	885 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	240 sqft
Patio Area	600 sqft

Location & Zoning

Account Number	A973001095
Street Address	3641 FOREST EDGE DR
City	DEFIANCE
State	MO
Zip	63341-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	FOREST LAKE ESTS #1 LOT 27
Legal Subdivision	FOREST LAKE EST #1
Legal Lot Number	27
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	3
Census Block	3001
Census Tract	312204

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3641 FOREST EDGE DR, DEFIANCE, MO 63341-1812
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Feb 13, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 1997 · Amount on Record
Deed Sale	Jul 16, 1997 · Amount on Record
Deed Document Number	199739148
Deed Book / Page	1959 / 584
Last Transfer Date	Feb 4, 2026
Transfer Doc	0000006835
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3641 FOREST EDGE DR, DEFIANCE, MO 63341-1812
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3641 FOREST EDGE DR, DEFIANCE, MO 63341-1812

Mortgage

Document Number	0000028636
Date	Apr 1, 2021
Instrument	2021R-028636

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Dec 1, 2050

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Feb 13, 2026
Property Address	3641 FOREST EDGE DR, DEFIANCE, MO 63341-1812
Document Number	0000006835
Map Reference	MB 33 PG 258
Instrument Date	Feb 4, 2026
Instrument	2026R-006835
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3641 FOREST EDGE DR, DEFIANCE, MO 63341-1812

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3641 FOREST EDGE DR, DEFIANCE, MO 63341-1812

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,301 (-)	$664,738 (-) Land $115,200 Building $549,538
2025	$7,562.00	$126,301 (+4.79%)	$664,738 (+4.79%) Land $115,200 Building $549,538
2023		$120,523
2022			$634,331 Land $96,000 Building $538,331

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: T-Mobile, Wisper ISP.

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