St. Charles County property record for 3670 Forest Edge Dr, Defiance, MO 63341
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,470 sqft · built 2003 |
| Lot Size | 3.83 acres (166,835 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $9,699 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | A973001111 |
| Primary APN | A973001111 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,470 sqft Living Area |
| Gross Area | 7,971 sqft |
| 1st Floor Area | 3,470 sqft |
| Basement Area | 3,183 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 166,835 sqft |
| Garage Type | Attached |
| Garage Area | 1,318 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 75 sqft |
| Patio Area | 408 sqft |
| Account Number | A973001111 |
|---|---|
| Street Address | 3670 FOREST EDGE DR |
| City | DEFIANCE |
| State | MO |
| Zip | 63341-1810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | FOREST LAKE ESTS #1 LOT 43 |
| Legal Subdivision | FOREST LAKE EST #1 |
| Legal Lot Number | 43 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 312204 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3670 FOREST EDGE DR, DEFIANCE, MO 63341-1810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 18, 2023 |
| Transfer Doc | 0000035850 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3670 FOREST EDGE DR, DEFIANCE, MO 63341-1810 |
| Document Number | 0000079834 |
| Instrument Date | Oct 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2021 |
| Title Company | CTC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3670 FOREST EDGE DR DEFIANCE MO 633411810, DEFIANCE, MO 63341-1810 |
| Document Number | 0000079834 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 79834 |
| Name | COMMERCIAL BK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63146 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $161,998 (-) | $852,613 (-) Land $147,072 Building $705,541 | |
| 2025 | $9,699.00 | $161,998 (+4.33%) | $852,613 (+4.32%) Land $147,072 Building $705,541 |
| 2023 | $155,281 | ||
| 2022 | $817,275 Land $122,560 Building $694,715 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
May also be available: T-Mobile.
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