DeSoto County property record for 3646 Flat Rock Dr, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Year Built | Built 2018 |
| Square Footage | 3,251 sqft Adjusted Area |
| Lot Size | 36,484 sqft (0.837 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,740.00 (2025) |
| Primary APN | 3-07-5-22-03-0-00021-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,251 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 36,484 sqft (0.837 acres) |
| Street Address | 3646 FLAT ROCK DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-4445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIELDBROOK PHASE 1 LOT 21 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 22 |
| Legal Subdivision | FIELDBROOK PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 71002 |
Source: DeSoto County records · APN 3-07-5-22-03-0-00021-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3646 FLAT ROCK DR, HERNANDO, MS 38632-4445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Nov 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 12, 2018 |
| Deed Sale | Apr 12, 2018 |
| Prior Sale | Apr 12, 2018 |
| Deed Document Number | 000853/272 |
| Deed Book / Page | 00853 / 272 |
| Last Transfer Date | Aug 01, 2024 |
| Transfer Doc | 1024/13867 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3646 FLAT ROCK DR, HERNANDO, MS 38632-4445 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004522/653 |
|---|---|
| Date | Apr 12, 2018 |
| Book Page | 4522/653 |
| Instrument | T04522-00653 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3646 FLAT ROCK DR, HERNANDO, MS 38632-4445 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 004835/001 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 4835/001 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,740.00 (+14.79%) | $36,732 (+37.14%) Land $4,000 Building $32,732 | $367,315 (+37.14%) Land $40,000 Building $327,315 |
| 2023 | $2,387.00 | $26,785 | $267,848 Land $40,000 Building $227,848 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 44% of the US · above 40% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 1,124 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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