DeSoto County property record for 3584 Flat Rock Dr, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Year Built | Built 2018 |
| Square Footage | 3,908 sqft Adjusted Area |
| Lot Size | 39,307 sqft (0.902 acres) |
| Pool | 585 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,487.00 (2025) |
| Primary APN | 3-07-5-22-03-0-00024-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,908 sqft Adjusted Area |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 39,307 sqft (0.902 acres) |
| Pool Area | 585 sqft Pool |
| Patio Area | 1,225 sqft Patio |
| Street Address | 3584 FLAT ROCK DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-4447 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FIELDBROOK PHASE 1 LOT 24 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 22 |
| Legal Subdivision | FIELDBROOK PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1025 |
| Census Tract | 71002 |
Source: DeSoto County records · APN 3-07-5-22-03-0-00024-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3584 FLAT ROCK DR, HERNANDO, MS 38632-4447 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 30, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNITED STATES SENATE FCU |
| Sep 26, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| May 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED STATES SENATE FCU |
| Sep 28, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage QUICKEN LOANS LLC |
| Feb 26, 2019 | Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2024 |
| Deed Sale | Oct 31, 2024 |
| Prior Sale | Feb 26, 2019 |
| Deed Doc Number | 0102420008 |
| Deed Book / Page | 1024 / 20008 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3584 FLAT ROCK DR, HERNANDO, MS 38632-4447 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 5660/45102 |
|---|---|
| Date | May 30, 2023 |
| Book Page | 5660/45102 |
| Name | UNITED STATES SENATE FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20013 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 25, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3584 FLAT ROCK DR, HERNANDO, MS 38632-4447 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004611/716 |
|---|---|
| Date | Sep 26, 2018 |
| Book Page | 4611/716 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | SENATOBIA, MS 38668 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Aug 23, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3584 FLAT ROCK DR, HERNANDO, MS 38632-4447 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 004725/309 |
|---|---|
| Date | May 15, 2019 |
| Book Page | 4725/309 |
| Name | UNITED STATES SENATE FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20013 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Apr 19, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3584 FLAT ROCK DR, HERNANDO, MS 38632-4447 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3584 FLAT ROCK DR, HERNANDO, MS 38632-4447 |
| Document Number | 005609/372 |
|---|---|
| Date | Sep 28, 2022 |
| Book Page | 5609/372 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Feb 26, 2019 |
| Property Address | 3584 FLAT ROCK DR, HERNANDO, MS 38632-4447 |
| Document Number | 000881/199 |
| Book / Page | 0881 / 199 |
| Map Reference | MB 122 PG 43&44 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5115 FOGG RD S, 5115, HERNANDO, MS 38632-7901 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 3584 FLAT ROCK DR, HERNANDO, MS 38632-4447 |
| Document Number | 0004682420 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 4682/420 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,487.00 (+18.08%) | $45,792 (+41.14%) Land $4,000 Building $41,792 | $457,920 (+41.14%) Land $40,000 Building $417,920 |
| 2023 | $2,953.00 | $32,444 | $324,435 Land $40,000 Building $284,435 |
3584 Flat Rock Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 47th percentile of exposed land nationally · 45th in Mississippi |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,111 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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