DeSoto County property record for 3668 Flat Rock Dr, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Year Built | Built 2018 |
| Square Footage | 2,566 sqft Adjusted Area |
| Lot Size | 34,334 sqft (0.788 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,178.00 (2025) |
| Primary APN | 3-07-5-22-03-0-00020-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,566 sqft Adjusted Area |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 34,334 sqft (0.788 acres) |
| Street Address | 3668 FLAT ROCK DR |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-4445 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FIELDBROOK PHASE 1 LOT 20 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 22 |
| Legal Subdivision | FIELDBROOK PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1025 |
| Census Tract | 71002 |
Source: DeSoto County records · APN 3-07-5-22-03-0-00020-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3668 FLAT ROCK DR, HERNANDO, MS 38632-4445 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Jan 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Oct 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Feb 09, 2022 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI |
| Apr 23, 2019 | Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage PENNYMAC LOAN SERVICES LLC |
| May 31, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 23, 2019 |
| Deed Sale | Apr 23, 2019 |
| Prior Sale | May 31, 2018 |
| Deed Doc Number | 0000886082 |
| Deed Book / Page | 0886 / 082 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3668 FLAT ROCK DR, HERNANDO, MS 38632-4445 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004550/334 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 4550/334 |
| Instrument | T04550-00334 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 09, 2023 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3668 FLAT ROCK DR, HERNANDO, MS 38632-4445 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3668 FLAT ROCK DR, HERNANDO, MS 38632-4445 |
| Document Number | 005130/623 |
|---|---|
| Date | Jan 08, 2021 |
| Book Page | 5130/623 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3668 FLAT ROCK DR, HERNANDO, MS 38632-4445 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004817/539 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 4817/539 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FLOWOOD, MS 39232 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 3668 FLAT ROCK DR, HERNANDO, MS 38632-4445 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3668 FLAT ROCK DR, HERNANDO, MS 38632-4445 |
| Document Number | 005461/548 |
|---|---|
| Date | Feb 09, 2022 |
| Book Page | 5461/548 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 25, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Apr 23, 2019 |
| Property Address | 3668 FLAT ROCK DR, HERNANDO, MS 38632-4445 |
| Document Number | 000886/082 |
| Book / Page | 0886 / 082 |
| Map Reference | MB 122 PG 43 |
| Instrument Date | Apr 22, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3104 MCKENNA WAY, 3104, HERNANDO, MS 38632-7148 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 6793 PLEASANT HILL RD, OLIVE BRANCH, MS 38654-9648 |
| Investor | Possibly a Property Investor |
| Document Number | 0004713309 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 4713/309 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 31, 2018 |
| Property Address | 3668 FLAT ROCK DR, HERNANDO, MS 38632-4445 |
| Document Number | 000857/430 |
| Book / Page | 857 / 430 |
| Map Reference | PB 122 PG 43-44 |
| Instrument Date | May 30, 2018 |
| Instrument | W00857-00430 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 408, SOUTHAVEN, MS 38671-0005 |
| Name | Verified Name |
|---|---|
| Address | 6036 WEATHERBY CV, SOUTHAVEN, MS 38671-7868 |
| Investor | Possibly a Property Investor |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,178.00 (+13.97%) | $29,923 (+35.92%) Land $4,000 Building $25,923 | $299,227 (+35.92%) Land $40,000 Building $259,227 |
| 2023 | $1,911.00 | $22,015 | $220,146 Land $40,000 Building $180,146 |
3668 Flat Rock Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 44th percentile of exposed land nationally · 40th in Mississippi |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,124 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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