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3604 Flat Rock Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 3604 Flat Rock Dr, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Year BuiltBuilt 2018
Square Footage2,897 sqft Adjusted Area
Lot Size39,126 sqft (0.898 acres)
Pool648 sqft
OccupancyOwner Occupied
Tax Bill$2,738.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-07-5-22-03-0-00023-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area2,897 sqft Adjusted Area
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick Veneer Exterior
Construction TypeBrick Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialShingle Roof
Lot Area39,126 sqft (0.898 acres)
Pool Area648 sqft Pool
Patio Area496 sqft Patio

Location & Zoning

Street Address3604 FLAT ROCK DR
CityHERNANDO
StateMS
Zip38632-4445
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFIELDBROOK PHASE 1 LOT 23
Legal Range07
Legal Township03
Legal Section22
Legal SubdivisionFIELDBROOK PH 1
Legal Phase1
Legal Lot Number23
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup1
Census Block1025
Census Tract71002

Owner

Source: DeSoto County records · APN 3-07-5-22-03-0-00023-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3604 FLAT ROCK DR, HERNANDO, MS 38632-4445
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2018Deed of Trust, Mortgage · Conventional Mortgage
PRIMELENDING
Dec 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANCORPSOUTH BANK
Oct 17, 2022Deed of Trust, Mortgage · Stand Alone Second Mortgage
PLANTERS BANK
Aug 12, 2021Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY MORTGAGE CORP
Aug 15, 2018Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 12, 2021
Deed SaleAug 12, 2021
Prior SaleAug 15, 2018
Deed Doc Number0000967684
Deed Book / Page967 / 684
Record RefreshedJun 08, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address3604 FLAT ROCK DR, HERNANDO, MS 38632-4445
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004590/596
DateAug 15, 2018
Book Page4590/596
InstrumentT04590-00596
Lender
NamePRIMELENDING
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2048
Interest
Rate TypeFixed Rate

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address3604 FLAT ROCK DR, HERNANDO, MS 38632-4445
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyGUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3604 FLAT ROCK DR, HERNANDO, MS 38632-4445

Mortgage

Document Number00005113/2
DateDec 17, 2020
Book Page5113/2
Lender
NameBANCORPSOUTH BANK
TypeBank
AddressTUPELO, MS 38803
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address3604 FLAT ROCK DR, HERNANDO, MS 38632-4445
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyGUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3604 FLAT ROCK DR, HERNANDO, MS 38632-4445

Mortgage

Document Number005618/674
DateOct 17, 2022
Book Page5618/674
Lender
NamePLANTERS BANK
TypeBank
AddressSOUTHAVEN, MS 38672
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term60 Months
DueOct 07, 2027

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateAug 12, 2021
Property Address3604 FLAT ROCK DR, HERNANDO, MS 38632-4445
Document Number000967/684
Book / Page967 / 684
Map ReferenceMB 122 PG 43&44
Instrument DateAug 10, 2021
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyNOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6515 GOODMAN RD # 309, 6515, OLIVE BRANCH, MS 38654-7333

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address3604 FLAT ROCK DR, HERNANDO, MS 38632-4445

Mortgage

Document Number0005316478
DateAug 12, 2021
Instrument5316/478
Lender
NameCOMMUNITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

August 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateAug 15, 2018
Property Address3604 FLAT ROCK DR, HERNANDO, MS 38632-4445
Document Number000864/669
Book / Page864 / 669
Map ReferencePB 122 PG 43-44
Instrument DateAug 07, 2018
InstrumentW00864-00669
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2023

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5115 FOGG RD S, HERNANDO, MS 38632-7901

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address3604 FLAT ROCK DR, HERNANDO, MS 38632-4445

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,738.00 (+18.63%)$36,715 (+41.28%) Land $4,000 Building $32,715$367,146 (+41.28%) Land $40,000 Building $327,146
2023$2,308.00$25,987$259,867 Land $40,000 Building $219,867

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