3645 Sunset Bluff Dr, Beavercreek (Dayton), OH 45430 Property Records

Greene County property record for 3645 Sunset Bluff Dr, Beavercreek, OH 45430

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,296 sqft · built 2016
Lot Size0.27 acres (11,783 sqft)
OwnerIndividual Name on Record
Tax Bill$11,180 (2025)
Deeds & MortgagesJun 2026 Mortgage
Mar 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNB42-0003-0016.0-0216.00

Property Details

APN / Parcel Number

Primary APNB42-0003-0016.0-0216.00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,296 sqft Living Area
1st Floor Area2,296 sqft
Basement Area1,033 sqft
Finished Basement1,033 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area11,783 sqft (0.27 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Street Address3645 SUNSET BLUFF DR
CityBEAVERCREEK
StateOH
Zip45430-1698
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET BLUFF SEC THREE LOT 40 0.2705AC SUNSET BLUFF DR
Legal SubdivisionSUNSET BLUFF
Legal Lot Number40
JurisdictionGREENE OH
Township / Civil DivisionBEAVERCREEK
Census Block Group2
Census Block2006
Census Tract210402

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3645 SUNSET BLUFF DR, BEAVERCREEK, OH 45430-1698
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
NEW AMERICAN FUNDING
Mar 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 23, 2019Deed of Trust, Mortgage · Line of Credit
SECURITY NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE OH
Recording DateJun 15, 2026
Property Address3645 SUNSET BLUFF DR, BEAVERCREEK, OH 45430-1698
Document Number0000009572
Instrument DateJun 15, 2026
Instrument20269572
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant, 269
Address3645 SUNSET BLUFF DR, BEAVERCREEK, OH 45430-1698

Mortgage

Document Number0000009572,
DateJun 15, 2026
Instrument20269572
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE OH
Property Address3645 SUNSET BLUFF DR, BEAVERCREEK, OH 45430-1698
Transaction TypeMortgage
Record UpdatedMar 13, 2026
Title CompanyALA TITLE, ALAMO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005652
DateMar 22, 2022
Instrument2022005652
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueApr 1, 2032

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE OH
Property Address3645 SUNSET BLUFF DR, BEAVERCREEK, OH 45430-1698
Document Number0000008383
Instrument DateMay 23, 2019
Transaction TypeMortgage
Record UpdatedJun 25, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3645 SUNSET BLUFF DR BEAVERCREEK OH 454301698, BEAVERCREEK, OH 45430-1698

Mortgage

Document Number0000008383
DateJun 7, 2019
Instrument8383
Lender
NameSECURITY NAT'L BK
TypeBank
AddressSPRINGFIELD, OH 45502
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 6, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

TypeName
StateOhio
MunicipalityBeavercreek City
CountyGreene County
County SubdivisionBeavercreek Township
Unified School DistrictBeavercreek City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,180.00 (-1.91%)$174,600 (-) Land $28,500 Building $146,100
2024$11,398.00 (-0.52%)$174,600 (-) Land $28,500 Building $146,100
2023$11,458.00 (+18.54%)$174,600 (+30.87%) Land $28,500 Building $146,100$498,870 (+30.88%) Land $81,430 Building $417,440
2022$9,666.00$133,410 Land $23,750 Building $109,660
2020$381,180 Land $67,860 Building $313,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 71% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREENE CO.-NORTHWEST REG WATER
serves 41,895 people · EPA ID OH2903512
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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