3641 Terrace Dr, Oxnard, CA 93033 Property Records

Ventura County property record for 3641 Terrace Dr, Oxnard, CA 93033 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,320 sqft · built 1989
Lot Size	0.152 acres (6,621 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (May 2005)
Tax Bill	$8,356 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`221-0-220-035`

Property Details

APN / Parcel Number

Primary APN	`221-0-220-035`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,320 sqft Living Area
1st Floor Area	1,368 sqft
2nd Floor Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	6,621 sqft (0.152 acres)
Garage Area	557 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3641 TERRACE DR
City	OXNARD
State	CA
Zip	93033-6676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 430100 LOT: 3 REF: 112MR 82
Legal Tract	430100
Legal Block	220
Legal Lot Number	3
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2003
Census Tract	4711

Owner

Source: Ventura County records · APN 221-0-220-035

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3641 TERRACE DR, OXNARD, CA 93033-6676
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 08, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 06, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jul 19, 2019	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 2005 · Amount on Record
Deed Sale	May 18, 2005 · Amount on Record
Deed Document Number	2005120850
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3641 TERRACE DR, OXNARD, CA 93033-6676
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3641 TERRACE DR, OXNARD, CA 93033-6676

Mortgage

Document Number	2022000065082
Date	Jun 08, 2022
Instrument	2022000065082

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 07, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3641 TERRACE DR, OXNARD, CA 93033-6676
Document Number	0000102889
Instrument Date	Jul 06, 2020
Transaction Type	Mortgage
Record Updated	Aug 04, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3641 TERRACE DR OXNARD CA 930336676, OXNARD, CA 93033-6676

Mortgage

Document Number	0000102889
Date	Jul 16, 2020
Instrument	102889

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 15, 2040

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3641 TERRACE DR, OXNARD, CA 93033-6676
Document Number	0000090316
Instrument Date	Jul 19, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3641 TERRACE DR OXNARD CA 930336676, OXNARD, CA 93033-6676

Mortgage

Document Number	0000090316
Date	Aug 07, 2019
Instrument	90316

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 06, 2039

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Hueneme Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$881,497 (+2%) Land $440,750 Building $440,747
2025	$8,356.00 (+1.46%) Veteran's exemption	$864,213 (+4.04%) Land $432,108 Building $432,105
2024	$8,236.00 (+5.41%)
2023	$7,813.00 (+10.01%)	$830,655 Land $415,328 Building $415,327
2022	$7,102.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 455 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: California Internet, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Terrace Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures