3640 Terrace Dr, Oxnard, CA 93033 Property Records

Ventura County property record for 3640 Terrace Dr, Oxnard, CA 93033 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1989
Square Footage2,320 sqft Living Area
Lot Size6,454 sqft (0.148 acres)
OccupancyOwner Occupied
Last Sale$65,500 (1999)
Tax Bill$3,854.00 (2025)

Property Details

APN / Parcel Number

Primary APN221-0-220-185

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area2,320 sqft Living Area
1st Floor1,368 sqft 1st Floor
2nd Floor952 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area6,454 sqft (0.148 acres)
Parking Spaces2 Parking Spaces
Garage Area557 sqft Garage
PorchPorch
Porch Area24 sqft Porch

Location & Zoning

Street Address3640 TERRACE DR
CityOXNARD
StateCA
Zip93033-6675
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTRACT: 430100 LOT: 18 REF: 112MR 82
Legal Subdivision4301
Legal Tract430100
Legal Block220
Legal Lot Number18
JurisdictionVENTURA CA
Minor Civil DivisionOXNARD
Census Blockgroup2
Census Block2003
Census Tract4711

Owner

Source: Ventura County records · APN 221-0-220-185

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3640 TERRACE DR, OXNARD, CA 93033-6675
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2023Intrafamily Transfer, Transfer
May 28, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
ADVANTAGEFIRST LENDING INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 24, 1999 · Amount on Record
Deed SaleFeb 24, 1999 · Amount on Record
Deed Doc Number199934165
Last Transfer DateJan 17, 2023
Transfer Doc0000003491
Record RefreshedSep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionVENTURA CA
Recording DateJan 20, 2023
Property Address3640 TERRACE DR, OXNARD, CA 93033-6675
Document Number0000003491
Map ReferenceMB 112 PG 82
Instrument DateJan 17, 2023
Instrument2023000003491
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address3640 TERRACE DR, OXNARD, CA 93033-6675

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address3640 TERRACE DR, OXNARD, CA 93033-6675
Transaction TypeMortgage
Record UpdatedJun 11, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

NameVerified Name
Address3640 TERRACE DR, OXNARD, CA 93033-6675

Mortgage

Document Number0000107068
DateMay 28, 2021
Instrument20210528-00107068
Lender
NameADVANTAGEFIRST LENDING INC
TypeLending Institution
AddressRANCHO SANTA MARGARITA, CA 92688
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Elementary School DistrictHueneme Elementary School District (KG - 08)
Secondary School DistrictOxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$500,524 (+2%) Land $200,208 Building $300,316
2025$3,854.00 (+1.08%) Veteran's exemption$490,710 (+4.04%) Land $196,282 Building $294,428
2024$3,813.00 (+4.41%)
2023$3,652.00 (-0.46%)$471,656 Land $188,660 Building $282,996
2022$3,669.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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