3620 Terrace Dr, Oxnard, CA 93033 Property Records

Ventura County property record for 3620 Terrace Dr, Oxnard, CA 93033 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,459 sqft · built 1989
Lot Size	0.148 acres (6,460 sqft)
Owner	2 Individual Names on File
Last Sale	$431,500 (Aug 2013)
Tax Bill	$4,322 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`221-0-220-165`

Property Details

APN / Parcel Number

Primary APN	`221-0-220-165`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,459 sqft Living Area
1st Floor Area	1,305 sqft
2nd Floor Area	1,154 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	6,460 sqft (0.148 acres)
Garage Area	566 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	22 sqft
Patio Area	315 sqft

Location & Zoning

Street Address	3620 TERRACE DR
City	OXNARD
State	CA
Zip	93033-6672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 430100 LOT: 16 REF: 112MR 82
Legal Tract	430100
Legal Block	220
Legal Lot Number	16
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2003
Census Tract	4711

Owner

Source: Ventura County records · APN 221-0-220-165

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3620 TERRACE DR, OXNARD, CA 93033-6672
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 19, 2013 · Amount on Record
Deed Sale	Aug 19, 2013 · Amount on Record
Deed Document Number	2013145178
Prior Transfer Date	May 27, 2004
Prior Transfer Doc	0000172484
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3620 TERRACE DR, OXNARD, CA 93033-6672
Document Number	0000109787
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3620 TERRACE DR OXNARD CA 930336672, OXNARD, CA 93033-6672

Mortgage

Document Number	0000109787
Date	Jul 27, 2020
Instrument	109787

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Hueneme Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$540,095 (+2%) Land $215,687 Building $324,408
2025	$4,322.00 (+1.17%) Veteran's exemption	$529,505 (+4.04%) Land $211,457 Building $318,048
2024	$4,272.00 (+4.6%)
2023	$4,084.00 (-0.2%)	$508,945 Land $203,246 Building $305,699
2022	$4,092.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.