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3651 Terrace Dr, Oxnard, CA 93033 Property Records

Ventura County property record for 3651 Terrace Dr, Oxnard, CA 93033 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,459 sqft · built 1989
Lot Size0.165 acres (7,203 sqft)
Owner2 Individual Names on File
Tax Bill$4,158 (2025)
Deeds & MortgagesMar 2024 Mortgage
Jun 2023 Mortgage
+ 5 more
Flood ZoneZone X (moderate risk)
APN221-0-220-025

Property Details

APN / Parcel Number

Primary APN221-0-220-025

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,459 sqft Living Area
1st Floor Area1,305 sqft
2nd Floor Area1,154 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area7,203 sqft (0.165 acres)
Garage Area566 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area22 sqft

Location & Zoning

Street Address3651 TERRACE DR
CityOXNARD
StateCA
Zip93033-6676
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT: 430100 LOT: 2 REF: 112MR 82
Legal SubdivisionTRACT NO 4301
Legal Tract430100
Legal Block220
Legal Lot Number2
JurisdictionVENTURA CA
Township / Civil DivisionOXNARD
Census Block Group2
Census Block2003
Census Tract4711

Owner

Source: Ventura County records · APN 221-0-220-025

Assessment roll updated July 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3651 TERRACE DR, OXNARD, CA 93033-6676
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2024Intrafamily Transfer, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Jun 08, 2023Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Feb 28, 2022Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Dec 21, 2020Intrafamily Transfer, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Jan 03, 2020Quit Claim Deed, Transfer
TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO.
Jan 03, 2020Intrafamily Transfer, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Apr 27, 2019Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 11, 2024
Deed SaleMar 11, 2024
Prior SaleDec 21, 2020
Deed Document Number202415513
Prior Transfer DateMar 05, 2024
Prior Transfer Doc0000015513
Record UpdatedSep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionVENTURA CA
Recording DateMar 11, 2024
Property Address3651 TERRACE DR, OXNARD, CA 93033-6676
Document Number0000015513
Map ReferenceMB 112 PG 82
Instrument DateMar 05, 2024
Instrument2024000015513
Transaction TypeTransfer
Record UpdatedMar 22, 2024
Title CompanyTIMIOS TITLE INC, TIMIOS TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3651 TERRACE DR, OXNARD, CA 93033-6676

Mortgage

Document Number0000015514
DateMar 11, 2024
Instrument2024000015514
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term349 Months
DueApr 01, 2053

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address3651 TERRACE DR, OXNARD, CA 93033-6676
Transaction TypeMortgage
Record UpdatedJun 21, 2023
Title CompanyVANTAGE PROPERTY TITLE COMPANY, VANTAGE POINT TITLE CO OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address3651 TERRACE DR, OXNARD, CA 93033-6676

Mortgage

Document Number0000039008
DateJun 08, 2023
Instrument2023000039008
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2053

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address3651 TERRACE DR, OXNARD, CA 93033-6676
Transaction TypeMortgage
Record UpdatedMar 11, 2022
Title CompanyCALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3651 TERRACE DR, OXNARD, CA 93033-6676

Mortgage

Document Number2022000028065
DateFeb 28, 2022
Instrument2022000028065
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionVENTURA CA
Recording DateDec 21, 2020
Property Address3651 TERRACE DR, OXNARD, CA 93033-6676
Document Number0000223951
Map ReferenceMB 112 PG 82
Instrument DateOct 30, 2020
Instrument20201221-00223951
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyMADISON SETTLEMENT SVCS LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3651 TERRACE DR, OXNARD, CA 93033-6676

Mortgage

Document Number0000223952
DateDec 21, 2020
Instrument20201221-00223952
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionVENTURA CA
Recording DateJan 03, 2020
Property Address3651 TERRACE DR, OXNARD, CA 93033-6676
Document Number0000000729
Instrument DateDec 06, 2019
Instrument729
Transaction TypeTransfer
Record UpdatedJan 23, 2020
Title CompanyTITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO.

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3651 TERRACE DR OXNARD CA 930336676, OXNARD, CA 93033-6676

January 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionVENTURA CA
Recording DateJan 03, 2020
Property Address3651 TERRACE DR, OXNARD, CA 93033-6676
Document Number0000000727
Map ReferenceDOC 88-177113
Instrument DateDec 06, 2019
Instrument20200103-00000727
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyPRIORITY ESCROW OF CA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3651 TERRACE DR, OXNARD, CA 93033-6676

Mortgage

Document Number0000000728
DateJan 03, 2020
Instrument20200103-00000728
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address3651 TERRACE DR, OXNARD, CA 93033-6676
Document Number0000056171
Instrument DateApr 27, 2019
Transaction TypeMortgage
Record UpdatedJun 04, 2019
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3651 TERRACE DR OXNARD CA 930336676, OXNARD, CA 93033-6676

Mortgage

Document Number0000056171
DateMay 21, 2019
Instrument56171
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 20, 2049

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Elementary School DistrictHueneme Elementary School District (KG - 08)
Secondary School DistrictOxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$526,068 (+2%) Land $210,426 Building $315,642
2025$4,158.00 (+1.07%) Veteran's exemption$515,753 (+4.04%) Land $206,300 Building $309,453
2024$4,114.00 (+4.55%)
2023$3,935.00 (-0.28%)$495,727 Land $198,289 Building $297,438
2022$3,946.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 455 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: California Internet, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

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