Kane County property record for 3640 Emerald Rd, Elgin, IL 60124 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.266 acres (11,590 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $383,000 (Aug 2021) |
| Tax Bill | $13,118 (2025) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-36-367-010 |
| Primary APN | 05-36-367-010 |
|---|
| Lot Area | 11,590 sqft (0.266 acres) |
|---|
| Street Address | 3640 EMERALD RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE PONDS OF STONY CREEK UNIT 1 (11/5/18) LT 107 |
| Legal Subdivision | STONY CREEK |
| Legal Block | 1 |
| Legal Lot Number | 107 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1107 |
| Census Tract | 850709 |
Source: Kane County records · APN 05-36-367-010
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3640 EMERALD RD, ELGIN, IL 60124-8563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 29, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CORPORATE AMERICA FAMILY CU |
| Aug 16, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage LENNAR MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2021 · Amount on Record |
| Deed Sale | Aug 16, 2021 · Amount on Record |
| Deed Document Number | 202162461 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3640 EMERALD RD, ELGIN, IL 60124-8563 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2024 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000014035 |
|---|---|
| Date | Apr 29, 2024 |
| Instrument | 2024K014035 |
| Name | CORPORATE AMERICA FAMILY CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 15, 2034 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 16, 2021 |
| Property Address | 3640 EMERALD RD, ELGIN, IL 60124-8563 |
| Document Number | 0000062461 |
| Map Reference | DOC 2018K053935 |
| Instrument Date | Aug 12, 2021 |
| Instrument | 2021K062461 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $383.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1141 E MAIN ST # ST108, 1141, EAST DUNDEE, IL 60118-2440 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3640 EMERALD RD, ELGIN, IL 60124-8563 |
| Document Number | 0000062462 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021K062462 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,118.00 (+10.23%) Homeowner's exemption | ||
| 2024 | $158,085 (+23.98%) Land $27,638 Building $130,447 | $474,445 (+24.03%) Land $82,947 Building $391,498 | |
| 2022 | $11,901.00 (+230.31%) Homeowner's exemption | $127,510 (+241.2%) Land $21,357 Building $106,153 | $382,530 (+241.2%) Land $64,071 Building $318,459 |
| 2021 | $3,603.00 Homeowner's exemption | $37,371 Land $1,737 Building $35,634 | $112,113 Land $5,211 Building $106,902 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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