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3635 Emerald Rd, Elgin, IL 60124 Property Records

Kane County property record for 3635 Emerald Rd, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.296 acres (12,916 sqft)
Owner2 Individual Names on File
Last Sale$399,000 (Jan 2021)
Tax Bill$12,918 (2025)
Deeds & MortgagesOct 2023 Mortgage
Jan 2021 Sale
Flood ZoneZone X (minimal risk)
APN05-36-369-009

Property Details

APN / Parcel Number

Primary APN05-36-369-009

Exterior

Lot Area12,916 sqft (0.296 acres)

Location & Zoning

Street Address3635 EMERALD RD
CityELGIN
StateIL
Zip60124-8399
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE PONDS OF STONY CREEK UNIT 1 (11/5/18) LT 19
Legal SubdivisionSTONY CREEK
Legal Block1
Legal Lot Number19
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group1
Census Block1107
Census Tract850709

Owner

Source: Kane County records · APN 05-36-369-009

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3635 EMERALD RD, ELGIN, IL 60124-8399
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 04, 2023Deed of Trust, Mortgage · FHA Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Jan 05, 2021Grant Deed, Transfer
LENNAR TITLE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 05, 2021 · Amount on Record
Deed SaleJan 05, 2021 · Amount on Record
Deed Document Number2021550
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3635 EMERALD RD, ELGIN, IL 60124-8399
Transaction TypeMortgage
Record UpdatedOct 12, 2023
Title CompanyTIMIOS INC, TIMIOS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3635 EMERALD RD, ELGIN, IL 60124-8399

Mortgage

Document Number0000034580
DateOct 04, 2023
Instrument2023K034580
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term327 Months
DueJan 01, 2051

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateJan 05, 2021
Property Address3635 EMERALD RD, ELGIN, IL 60124-8399
Document Number0000000550
Instrument DateNov 30, 2020
Instrument550
Transaction TypeTransfer
Record UpdatedJan 15, 2021
Title CompanyLENNAR TITLE INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2520 WATERMARK TER ELGIN IL 601243003, ELGIN, IL 60124-3003

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$12,918.00 (-5.89%)
2024$147,338 (+5.13%) Land $27,638 Building $119,700$442,191 (+5.17%) Land $82,947 Building $359,244
2022$13,726.00 (-0.49%)$140,145 (+3.51%) Land $24,917 Building $115,228$420,435 (+3.51%) Land $74,751 Building $345,684
2021$13,794.00$135,393 Land $24,072 Building $111,321$406,179 Land $72,216 Building $333,963

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898507091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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