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3638 Emerald Rd, Elgin, IL 60124 Property Records

Kane County property record for 3638 Emerald Rd, Elgin, IL 60124 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
OccupancyOwner Occupied
Last Sale$530,000 (2025)
Tax Bill$12,037.00 (2025)

Property Details

APN / Parcel Number

Primary APN05-36-367-011

Location & Zoning

Street Address3638 EMERALD RD
CityELGIN
StateIL
Zip60124-8563
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTHE PONDS OF STONY CREEK UNIT 1 (11/5/18) LT 106
Legal SubdivisionSTONY CREEK
Legal Block1
Legal Lot Number106
Legal Unit1
JurisdictionKANE IL
Minor Civil DivisionPLATO
Census Blockgroup1
Census Block1107
Census Tract850709

Owner

Source: Kane County records · APN 05-36-367-011

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address3638 EMERALD RD, ELGIN, IL 60124-8563
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2025Re-recorded Document
ATTORNEY ONLY, ATTORNEY
Apr 02, 2024Intrafamily Transfer, Transfer · Unknown
GUARANTEED RATE AFFINITY LLC
Apr 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jul 29, 2020Deed, Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 23, 2025 · Amount on Record
Deed SaleMay 23, 2025 · Amount on Record
Prior SaleJul 29, 2020 · Amount on Record
Deed Doc Number202518920
Prior Transfer DateMar 13, 2024
Prior Transfer Doc0000010654
Record RefreshedSep 20, 2026

December 2025: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionKANE IL
Recording DateDec 12, 2025
Property Address3638 EMERALD RD, ELGIN, IL 60124-8563
Document Number0000049412
Map ReferenceDOC 2018K053935
Instrument DateDec 04, 2025
Instrument2025K049412
Record UpdatedDec 24, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3638 EMERALD RD, ELGIN, IL 60124-8563

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateApr 02, 2024
Property Address3638 EMERALD RD, ELGIN, IL 60124-8563
Document Number0000010654
Map ReferenceDOC 2018K053935
Instrument DateMar 13, 2024
Instrument2024K010654
Transaction TypeTransfer
Record UpdatedApr 09, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3638 EMERALD RD, ELGIN, IL 60124-8563

Mortgage

Document Number0000010655
DateApr 02, 2024
Instrument2024K010655
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeUnknown
AmountAmount Recorded
Term360 Months
DueApr 01, 2054
Interest
Rate7.37%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3638 EMERALD RD, ELGIN, IL 60124-8563
Transaction TypeMortgage
Record UpdatedAug 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026146
DateApr 05, 2021
Instrument2021K026146
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term354 Months
DueOct 01, 2050
Interest
Rate2.87%

July 2020: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateJul 29, 2020
Property Address3638 EMERALD RD, ELGIN, IL 60124-8563
Document Number0000041583
Map ReferenceDOC 2018K053935
Instrument DateJul 09, 2020
Instrument2020K041583
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$378.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1141 E MAIN ST # ST108, 1141, EAST DUNDEE, IL 60118-2440

Transferred To (Grantee/Buyer)

NameVerified Name
Address3638 EMERALD RD, ELGIN, IL 60124-8563

Mortgage

Document Number0000041584
DateJul 29, 2020
Instrument2020K041584
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050
Interest
Rate TypeFixed Rate
Rate3.37%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$12,037.00 (-0.59%)$173,040 (+10.45%) Land $29,791 Building $143,249$519,328 (+10.45%) Land $89,409 Building $429,919
2024$12,109.00 (+2.16%) Homeowner's exemption$156,663 (+14.7%) Land $27,638 Building $129,025$470,177 (+14.74%) Land $82,947 Building $387,230
2022$11,853.00 (-0.17%) Homeowner's exemption$136,587 (+7.09%) Land $21,357 Building $115,230$409,761 (+7.09%) Land $64,071 Building $345,690
2021$11,873.00 Homeowner's exemption$127,542 Land $20,633 Building $106,909$382,626 Land $61,899 Building $320,727

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