Kane County property record for 3643 Emerald Rd, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.266 acres (11,616 sqft) |
| Owner | Individual Name on File |
| Last Sale | $371,500 (Oct 2021) |
| Tax Bill | $11,037 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-36-369-005 |
| Primary APN | 05-36-369-005 |
|---|
| Lot Area | 11,616 sqft (0.266 acres) |
|---|
| Street Address | 3643 EMERALD RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8399 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE PONDS OF STONY CREEK UNIT 1 (11/5/18) LT 15 |
| Legal Subdivision | STONY CREEK |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1107 |
| Census Tract | 850709 |
Source: Kane County records · APN 05-36-369-005
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3643 EMERALD RD, ELGIN, IL 60124-8399 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 18, 2021 · Amount on Record |
| Deed Sale | Oct 18, 2021 · Amount on Record |
| Deed Document Number | 202178390 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 18, 2021 |
| Property Address | 3643 EMERALD RD, ELGIN, IL 60124-8399 |
| Document Number | 0000078390 |
| Map Reference | DOC 2018K053935 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 2021K078390 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $371.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1141 E MAIN ST # ST108, ST108, EAST DUNDEE, IL 60118-2440 |
| Name | Verified Name |
|---|---|
| Address | 2230 HASSELL RD APT 308, 308, HOFFMAN ESTATES, IL 60169-2146 |
| Document Number | 0000078391 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 2021K078391 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,037.00 (+2.46%) Homeowner's exemption | ||
| 2024 | $133,211 (+14.85%) Land $27,638 Building $105,573 | $399,793 (+14.89%) Land $82,947 Building $316,846 | |
| 2022 | $10,772.00 (+6,020.45%) Homeowner's exemption | $115,988 (+6,577.49%) Land $24,917 Building $91,071 | $347,964 (+6,577.49%) Land $74,751 Building $273,213 |
| 2021 | $176.00 | $1,737 Land $1,737 | $5,211 Land $5,211 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 117 locations within half a mile of this property.
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