3640 Ancient Oak Dr, Elgin, IL 60124 Property Records

Kane County property record for 3640 Ancient Oak Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on Record
Last Sale	$332,000 (Jul 2017)
Tax Bill	$12,322 (2025)
Deeds & Mortgages	Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-01-374-013`

Property Details

APN / Parcel Number

Primary APN	`05-01-374-013`

Exterior

Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	3640 ANCIENT OAK DR
City	ELGIN
State	IL
Zip	60124-5712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND WOODS NEIGHBORHOOD H LT 306
Legal Subdivision	HIGHLAND WOODS
Legal Block	2
Legal Lot Number	306
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	2
Census Block	2072
Census Tract	850711

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3640 ANCIENT OAK DR, ELGIN, IL 60124-5712
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2017 · Amount on Record
Deed Sale	Jul 7, 2017 · Amount on Record
Prior Sale	Sep 6, 2016 · Amount on Record
Deed Document Number	201735055
Record Updated	Sep 20, 2026

July 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Jul 7, 2017
Property Address	3640 ANCIENT OAK DR, ELGIN, IL 60124-5712
Document Number	0000035055
Instrument Date	May 16, 2017
Instrument	35055
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 28, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Tax	$498.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3640 ANCIENT OAK DR ELGIN IL 601245712, ELGIN, IL 60124-5712

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,322.00 (+20.44%) Homeowner's exemption Senior Citizen's exemption
2024		$152,856 (+24.31%) Land $29,480 Building $123,376	$458,752 (+24.36%) Land $88,475 Building $370,276
2022	$10,231.00 (-0.32%) Homeowner's exemption	$122,966 (+3.51%) Land $28,476 Building $94,490	$368,898 (+3.51%) Land $85,428 Building $283,470
2021	$10,264.00 Homeowner's exemption	$118,796 Land $27,510 Building $91,286	$356,388 Land $82,530 Building $273,858

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20