Kane County property record for 3642 Ancient Oak Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,051 sqft · built 2012 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Aug 2017) |
| Tax Bill | $14,128 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-01-374-012 |
| Primary APN | 05-01-374-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,051 sqft Living Area |
| Basement Area | 1,622 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stone |
| Construction Type | Frame |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 518 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|
| Street Address | 3642 ANCIENT OAK DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-5712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND WOODS NEIGHBORHOOD H LT 307 |
| Legal Subdivision | HIGHLAND WOODS |
| Legal Block | 2 |
| Legal Lot Number | 307 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 2 |
| Census Block | 2072 |
| Census Tract | 850711 |
3642 Ancient Oak Dr is owned and occupied by an individual who bought it in August 2017.
Source: Kane County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3642 ANCIENT OAK DR, ELGIN, IL 60124-5712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP |
| Aug 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2017 · Amount on File |
| Deed Sale | Aug 10, 2017 · Amount on File |
| Prior Sale | Apr 1, 2013 · Amount on File |
| Deed Document Number | 201741845 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3642 ANCIENT OAK DR, ELGIN, IL 60124-5712 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | CARRINGTON TTL PARTNERS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000005849 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 2021K005849 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 172 Months |
| Due | May 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 10, 2017 |
| Property Address | 3642 ANCIENT OAK DR, ELGIN, IL 60124-5712 |
| Document Number | 0000041845 |
| Map Reference | DOC2006K120185 |
| Instrument Date | Aug 3, 2017 |
| Instrument | 2017K041845 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $385.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3642 ANCIENT OAK DR, 3642, ELGIN, IL 60124-5712 |
| Name | Verified Name |
|---|---|
| Address | 1065 WOODLAND HILLS RD, BATAVIA, IL 60510-3329 |
| Document Number | 0000041846 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | 2017K041846 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 3642 Ancient Oak Dr was $14,128 with a homeowner's exemption.
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,128.00 Homeowner's exemption | ||
| 2024 | $175,565 Land $29,480 Building $146,085 | $526,906 Land $88,475 Building $438,430 | |
| 2022 | $12,315.00 (-0.52%) Homeowner's exemption | $136,110 (+3.51%) Land $28,476 Building $107,634 | $408,330 (+3.51%) Land $85,428 Building $322,902 |
| 2021 | $12,379.00 Homeowner's exemption | $131,494 Land $27,510 Building $103,984 | $394,482 Land $82,530 Building $311,952 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3642 Ancient Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3642 Ancient Oak Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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