3635 Ancient Oak Dr, Elgin, IL 60124 Property Records

Kane County property record for 3635 Ancient Oak Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	built 2023
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Jul 2024)
Tax Bill	$12,359 (2025)
Flood Zone	Zone X (minimal risk)
APN	`05-01-375-012`

Property Details

APN / Parcel Number

Primary APN	`05-01-375-012`

Exterior

Year Built	Built 2023
Lot Area	9,583 sqft (0.22 acres)

Location & Zoning

Street Address	3635 ANCIENT OAK DR
City	ELGIN
State	IL
Zip	60124-5712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND WOODS NEIGHBORHOOD H LT 218
Legal Subdivision	HIGHLAND WOODS
Legal Block	2
Legal Lot Number	218
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	2
Census Block	2064
Census Tract	850711

Owner

Source: Kane County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3635 ANCIENT OAK DR, ELGIN, IL 60124-5712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2024 · Amount on Record
Deed Sale	Jul 10, 2024 · Amount on Record
Prior Sale	Nov 2, 2022 · Amount on Record
Deed Document Number	202423875
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,359.00 (+9,866.94%)	$169,535 (+59.49%) Land $31,776 Building $137,759	$508,809 (+59.49%) Land $95,366 Building $413,442
2024		$106,298 (+7,995.81%) Land $29,480 Building $76,818	$319,022 (+7,999.06%) Land $88,475 Building $230,546
2022	$124.00 (-0.8%)	$1,313 (+3.55%) Land $1,313	$3,939 (+3.55%) Land $3,939
2021	$125.00	$1,268 Land $1,268	$3,804 Land $3,804

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20