3636 Ancient Oak Dr, Elgin, IL 60124 Property Records

Kane County property record for 3636 Ancient Oak Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,223 sqft · built 2011
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Dec 2016)
Tax Bill$13,852 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN05-01-374-015

Property Details

APN / Parcel Number

Primary APN05-01-374-015

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,223 sqft Living Area
Basement Area1,644 sqft

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Construction TypeFrame
Lot Area10,019 sqft (0.23 acres)
Garage Area515 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3636 ANCIENT OAK DR
CityELGIN
StateIL
Zip60124-5712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND WOODS NEIGHBORHOOD H LT 304
Legal SubdivisionHIGHLAND WOODS
Legal Block2
Legal Lot Number304
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group2
Census Block2072
Census Tract850711

Owner

3636 Ancient Oak Dr is owned and occupied by two individuals who bought it in December 2016.

Source: Kane County records, as of July 21, 2026

Owner of Record2 Individual Names on File
Mailing Address3636 ANCIENT OAK DR, ELGIN, IL 60124-5712
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2016 · Amount on File
Deed SaleDec 1, 2016 · Amount on File
Prior SaleMay 15, 2015 · Amount on File
Deed Document Number201666178
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3636 ANCIENT OAK DR, ELGIN, IL 60124-5712
Document Number0000075983
Instrument DateDec 8, 2020
Transaction TypeMortgage
Record UpdatedDec 18, 2020
Title CompanyCHASE RECORDS CTR

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3636 ANCIENT OAK DR CAMPTON HILLS IL 601245712, CAMPTON HILLS, IL 60124-5712

Mortgage

Document Number0000075983
DateDec 8, 2020
Instrument75983
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3636 Ancient Oak Dr was $13,852 with a homeowner's exemption.

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,852.00 Homeowner's exemption
2024$166,281 Land $29,480 Building $136,801$499,043 Land $88,475 Building $410,567
2022$11,230.00 (-0.5%) Homeowner's exemption$124,646 (+3.51%) Land $28,476 Building $96,170$373,938 (+3.51%) Land $85,428 Building $288,510
2021$11,286.00 Homeowner's exemption$120,419 Land $27,510 Building $92,909$361,257 Land $82,530 Building $278,727

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3636 Ancient Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3636 Ancient Oak Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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