3638 Morgan Mill Rd, Kempner, TX 76539 Property Records

Bell County property record for 3638 Morgan Mill Rd, Kempner, TX 76539

Property Summary

Property Type	Single Family Home
Details	2,159 sqft · built 2022
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Tax Bill	$153 (2022)
Deeds & Mortgages	Jun 2023 Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0847782105`

Property Details

APN / Parcel Number

Primary APN	`0847782105`
Alternative APNs	`490146` `853323`

Interior

Stories	1 Story
Building Area	2,159 sqft Living Area

Exterior

Year Built	Built 2022
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	34,848 sqft (0.8 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	853323
Street Address	3638 MORGAN MILL RD
City	KEMPNER
State	TX
Zip	76539-6901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERSIMMON SPRINGS PHASE ONE, BLOCK 005, LOT 0008, ACRES 0.8
Legal Subdivision	PERSIMMON SPRINGS PHASE ONE
Legal Block	5
Legal Lot Number	8
Jurisdiction	BELL TX
Township / Civil Division	SOUTHWEST BELL
Census Block Group	2
Census Block	2001
Census Tract	23301

Owner

3638 Morgan Mill Rd is owned and occupied by an individual who acquired it in June 2023.

Source: Bell County records, as of November 9, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3638 MORGAN MILL RD, KEMPNER, TX 76539-6901
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage THRIVE MORTGAGE LLC
Jul 11, 2022	Vendor's Lien, Transfer · Stand-Alone First Mortgage FIRST NATIONAL BANK TEXAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2023
Deed Sale	Jun 23, 2023
Prior Sale	Jul 11, 2022
Deed Document Number	2023027749
Record Updated	Jun 7, 2026

June 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 23, 2023
Property Address	3638 MORGAN MILL RD, KEMPNER, TX 76539-6901
Document Number	0000027749
Map Reference	PL 115
Instrument Date	Jun 23, 2023
Instrument	2023027749
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 10, 2023
Title Company	CAROTHERS ABSTRACT AND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3638 MORGAN MILL RD, KEMPNER, TX 76539-6901

Mortgage

Document Number	0000027750
Date	Jun 23, 2023
Instrument	2023027750

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 11, 2022
Property Address	3638 MORGAN MILL RD, KEMPNER, TX 76539-6901
Document Number	0000044135
Map Reference	PL 2019 NO 115
Instrument Date	Jul 7, 2022
Instrument	2022044135
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	CAROTHERS ABSTRACT AND TITLE, CAROTHERS ABSTRACT & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	814 S MAIN ST, COPPERAS COVE, TX 76522-2921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 S MAIN ST, COPPERAS COVE, TX 76522-2921
Investor	Possibly a Property Investor

Mortgage

Document Number	0000044136
Date	Jul 11, 2022
Instrument	2022044136

Lender

Name	FIRST NATIONAL BANK TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 7, 2023

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$342,178 (+877.65%) Land $65,000 Building $277,178	$342,178 (+877.65%) Land $65,000 Building $277,178
2022	$153.00 (-7.27%)	$35,000 Land $35,000	$35,000 Land $35,000
2021	$165.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3638 Morgan Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3638 Morgan Mill Rd is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 58% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEMPNER WSC serves 17,721 people · EPA ID TX1410028
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Brightspeed.

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