3631 Morgan Mill Rd, Kempner, TX 76539 Property Records

Bell County property record for 3631 Morgan Mill Rd, Kempner, TX 76539

Property Summary

Property Type	Single Family Home
Details	2,443 sqft · built 2020
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Oct 2025)
Tax Bill	$4,632 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0847782066`

Property Details

APN / Parcel Number

Primary APN	`0847782066`
Alternative APNs	`490133` `866503`

Interior

Stories	1 Story
Building Area	2,443 sqft Living Area
1st Floor Area	2,443 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3631 MORGAN MILL RD
City	KEMPNER
State	TX
Zip	76539-6901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERSIMMON SPRINGS PHASE ONE, BLOCK 004, LOT 0009, ACRES .75
Legal Subdivision	PERSIMMON SPRINGS PHASE ONE
Legal Block	4
Legal Lot Number	9
Jurisdiction	BELL TX
Township / Civil Division	SOUTHWEST BELL
Census Block Group	2
Census Block	2001
Census Tract	23301

Owner

Source: Bell County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3631 MORGAN MILL RD, KEMPNER, TX 76539-6901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Vendor's Lien, Transfer · VA Mortgage USAA FSB
Aug 20, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Prior Sale	Oct 15, 2019 · Amount on Record
Deed Document Number	202551008
Record Updated	Sep 20, 2026

October 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 15, 2025
Property Address	3631 MORGAN MILL RD, KEMPNER, TX 76539-6901
Document Number	0000051008
Map Reference	DOC 2019-115
Instrument Date	Oct 14, 2025
Instrument	2025051008
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO K

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6633 JOHN HICKMAN PKWY APT 1005, 1005, FRISCO, TX 75034-9759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3631 MORGAN MILL RD, KEMPNER, TX 76539-6901

Mortgage

Document Number	0000051009
Date	Oct 15, 2025
Instrument	2025051009

Lender

Name	USAA FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Aug 20, 2020
Property Address	3631 MORGAN MILL RD, KEMPNER, TX 76539-6901
Document Number	0000043719
Instrument Date	Aug 17, 2020
Instrument	43719
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3631 MORGAN MILL RD KEMPNER TX 765396901, KEMPNER, TX 76539-6901

Mortgage

Document Number	43720
Date	Aug 20, 2020
Instrument	43720

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2050

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,632.00 (+128.18%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$478,715 (+0.88%)	$479,673 (+1.08%) Land $84,000 Building $395,673
2024	$2,030.00 (+20.83%)
2023		$474,536 Land $65,000 Building $409,536	$474,536 Land $65,000 Building $409,536
2022	$1,680.00 (-5.03%)
2021	$1,769.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 61% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEMPNER WSC serves 17,721 people · EPA ID TX1410028
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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