3656 Morgan Mill Rd, Kempner, TX 76539 Property Records

Bell County property record for 3656 Morgan Mill Rd, Kempner, TX 76539

Property Summary

Property TypeSingle Family Home
Details2,430 sqft · built 2023
Lot Size0.8 acres (34,848 sqft)
Owner2 Individual Names on File
Tax Bill$4,626 (2025)
Deeds & MortgagesApr 2024 Sale
Jun 2023 Construction Loan
Flood ZoneZone X (minimal risk)
APN0847782213

Property Details

APN / Parcel Number

Primary APN0847782213
Alternative APN
  • 498499

Interior

Stories1 Story
Building Area2,430 sqft Living Area
1st Floor Area2,430 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area34,848 sqft (0.8 acres)
Garage Area484 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area163 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3656 MORGAN MILL RD
CityKEMPNER
StateTX
Zip76539-6901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPERSIMMON SPRINGS PHASE TWO, BLOCK 005, LOT 0011, ACRES 0.8
Legal SubdivisionPERSIMMON SPRINGS PHASE TWO
Legal Block5
Legal Lot Number11
JurisdictionBELL TX
Township / Civil DivisionSOUTHWEST BELL
Census Block Group2
Census Block2001
Census Tract23301

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3656 MORGAN MILL RD, KEMPNER, TX 76539-6901
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2024Warranty Deed, Subdivision Related Transfer
CAROTHERS ABSTRACT AND TITLE, CAROTHERS ABSTRACT AND TITL
Jun 15, 2023Warranty Deed, Construction Loan · Construction Mortgage
FIRST TEXAS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2024
Deed SaleApr 26, 2024
Prior SaleJun 15, 2023 · Amount on File
Deed Document Number202417534
Record UpdatedSep 20, 2026

April 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBELL TX
Recording DateApr 26, 2024
Property Address3656 MORGAN MILL RD, KEMPNER, TX 76539-6901
Document Number0000017534
Map ReferenceDOC 2020051116
Instrument DateApr 25, 2024
Instrument2024017534
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 9, 2024
Title CompanyCAROTHERS ABSTRACT AND TITLE, CAROTHERS ABSTRACT AND TITL

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 280, KEMPNER, TX 76539-0280

Transferred To (Grantee/Buyer)

NameVerified Name
Address3656 MORGAN MILL RD, KEMPNER, TX 76539-6901

June 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionBELL TX
Recording DateJun 15, 2023
Property Address3656 MORGAN MILL RD, KEMPNER, TX 76539-6901
Document Number0000026293
Map ReferenceDOC 2020051116
Instrument DateJun 14, 2023
Instrument2023026293
Transaction TypeConstruction Loan
Record UpdatedMay 9, 2024
Title CompanyCAROTHERS ABSTRACT AND TITLE, CAROTHERS ABSTRACT & TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address814 S MAIN ST, COPPERAS COVE, TX 76522-2921

Transferred To (Grantee/Buyer)

NameVerified Name
Address814 S MAIN ST, COPPERAS COVE, TX 76522-2921

Mortgage

Document Number0000026294
DateJun 15, 2023
Instrument2023026294
Lender
NameFIRST TEXAS BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJun 14, 2024

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictCopperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,626.00 (+2,923.53%)$470,731 (+805.25%) Land $84,000 Building $386,731$470,731 (+805.25%) Land $84,000 Building $386,731
2023$52,000 (+48.57%) Land $52,000$52,000 (+48.57%) Land $52,000
2022$153.00 (-7.27%)$35,000 Land $35,000$35,000 Land $35,000
2021$165.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 58% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEMPNER WSC
serves 17,721 people · EPA ID TX1410028
Water SourceSurface water
Last State InspectionFeb 2024
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Haloacetic acids
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
25 / 3
AT&T
Fixed Wireless
25 / 3

May also be available: Brightspeed.

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