3632 Morgan Mill Rd, Kempner, TX 76539 Property Records

Bell County property record for 3632 Morgan Mill Rd, Kempner, TX 76539

Property Summary

Property Type	Single Family Home
Details	1,997 sqft · built 2020
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$66,500 (Sep 2022)
Tax Bill	$1,594 (2022)
Deeds & Mortgages	Feb 2023 Transfer Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0847782102`

Property Details

APN / Parcel Number

Primary APN	`0847782102`
Alternative APNs	`490145` `853323`

Interior

Stories	1 Story
Building Area	1,997 sqft Living Area
1st Floor Area	1,997 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	34,848 sqft (0.8 acres)
Garage Area	746 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3632 MORGAN MILL RD
City	KEMPNER
State	TX
Zip	76539-6901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERSIMMON SPRINGS PHASE ONE, BLOCK 005, LOT 0007, (TOD DEED), ACRES 0.8
Legal Subdivision	PERSIMMON SPRINGS PHASE ONE
Legal Block	5
Legal Lot Number	7
Jurisdiction	BELL TX
Township / Civil Division	SOUTHWEST BELL
Census Block Group	2
Census Block	2001
Census Tract	23301

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3632 MORGAN MILL RD, KEMPNER, TX 76539-6901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Transfer on Death Deed, Transfer
Sep 23, 2022	Vendor's Lien, Transfer · Conventional Mortgage NAVY FCU
Mar 15, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage EXTRACO BANKS NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2022 · Amount on Record
Deed Sale	Sep 23, 2022 · Amount on Record
Prior Sale	Mar 15, 2021 · Amount on Record
Deed Document Number	202259566
Last Transfer Date	Feb 15, 2023
Transfer Doc	0000006110
Record Updated	Sep 20, 2026

February 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BELL TX
Recording Date	Feb 15, 2023
Property Address	3632 MORGAN MILL RD, KEMPNER, TX 76539-6901
Document Number	0000006110
Map Reference	DOC 2019-15
Instrument Date	Feb 15, 2023
Instrument	2023006110
Transaction Type	Transfer
Record Updated	Mar 1, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3632 MORGAN MILL RD, KEMPNER, TX 76539-6901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5332 W PEGGY LN, WEST VALLEY, UT 84120-4739

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 23, 2022
Property Address	3632 MORGAN MILL RD, KEMPNER, TX 76539-6901
Document Number	0000059566
Map Reference	PL 2019-15
Instrument Date	Sep 22, 2022
Instrument	2022059566
Transaction Type	Transfer
Record Updated	Oct 3, 2022
Title Company	GEO TITLE COMPANY INC, NETCO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3632 MORGAN MILL RD, KEMPNER, TX 76539-6901

Mortgage

Document Number	0000059567
Date	Sep 23, 2022
Instrument	2022059567

Lender

Name	NAVY FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2025
Min Rate At Change	2.12%
Max Rate At Change	6.12%
Index	5-Year CMT
Margin	2
Max Rate	9.12%

March 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 15, 2021
Property Address	3632 MORGAN MILL RD, KEMPNER, TX 76539-6901
Document Number	0000015100
Instrument Date	Mar 11, 2021
Instrument	2021015100
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2021
Title Company	CAROTHERS ABSTRACT AND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3632 MORGAN MILL RD, KEMPNER, TX 76539-6901

Mortgage

Document Number	0000015101
Date	Mar 15, 2021
Instrument	2021015101

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$438,794 (+1.04%) Land $84,000 Building $354,794	$438,794 (+1.04%) Land $84,000 Building $354,794
2023		$434,263 Land $65,000 Building $369,263	$434,263 Land $65,000 Building $369,263
2022	$1,594.00 (-3.74%)
2021	$1,656.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 58% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEMPNER WSC serves 17,721 people · EPA ID TX1410028
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Brightspeed.

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