Oakland County property record for 3638 Elder Rd S, West Bloomfield, MI 48324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,490 sqft · built 2019 |
| Lot Size | 0.484 acres (21,083 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $212,500 (Apr 1996) |
| Tax Bill | $8,190 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | X-18-18-203-005 |
| Primary APN | X-18-18-203-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,490 sqft Living Area |
| 1st Floor Area | 2,044 sqft |
| Basement Area | 1,786 sqft |
| Unfinished Basement | 2,039 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 21,083 sqft (0.484 acres) |
| Lot Dimensions | 177 ft deep x 111 ft wide |
| Garage Area | 706 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3638 ELDER RD S |
|---|---|
| City | WEST BLOOMFIELD |
| State | MI |
| Zip | 48324-2530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R9E, SEC 18 LAKEWOODS ESTATES LOT 21 |
| Legal Range | 09E |
| Legal Township | 02N |
| Legal Section | 18 |
| Legal Subdivision | LAKEWOODS ESTATES |
| Legal Lot Number | 21 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WEST BLOOMFIELD |
| Census Block Group | 6 |
| Census Block | 6006 |
| Census Tract | 156200 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3638 ELDER RD S, WEST BLOOMFIELD, MI 48324-2530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Apr 1, 2020 | Quit Claim Deed, Transfer LAKE MI CU |
| Mar 8, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage LAKE MI CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 1996 · Amount on Record |
| Deed Sale | Apr 30, 1996 · Amount on Record |
| Last Transfer Date | Mar 27, 2020 |
| Transfer Doc | 0000062006 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3638 ELDER RD S, WEST BLOOMFIELD, MI 48324-2530 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Title Company | EMBASSY TITLE |
| Name | Verified Name |
|---|---|
| Address | 3638 ELDER RD S, WEST BLOOMFIELD, MI 48324-2530 |
| Document Number | 0000030713 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 55635/519 |
| Instrument | 30713 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 1, 2020 |
| Property Address | 3638 ELDER RD S, WEST BLOOMFIELD, MI 48324-2530 |
| Document Number | 0000062006 |
| Book / Page | 054017 / 000218 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 62006 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3638 ELDER RD S WEST BLOOMFIELD MI 483242530, WEST BLOOMFIELD, MI 48324-2530 |
| Document Number | 63483 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 054029/000731 |
| Instrument | 63483 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 31, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 8, 2018 |
| Property Address | 3638 ELDER RD S, WEST BLOOMFIELD, MI 48324-2530 |
| Book / Page | 051618 / 000025 |
| Instrument Date | Mar 2, 2018 |
| Instrument | 36827 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 2, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3638 ELDER RD S WEST BLOOMFIELD MI 483242530, WEST BLOOMFIELD, MI 48324-2530 |
| Document Number | 0000036827 |
|---|---|
| Date | Mar 8, 2018 |
| Book Page | 051618/000025 |
| Instrument | 36827 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 7, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.86% |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | West Bloomfield Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,190.00 (-39.98%) Homeowner's exemption | $537,550 (+19.82%) Land $34,650 Building $502,900 | $1,075,100 (+19.82%) Land $69,300 Building $1,005,800 |
| 2024 | $13,646.00 (+13.58%) | ||
| 2023 | $897,300 Land $69,300 Building $828,000 | ||
| 2022 | $12,014.00 | $448,650 Land $34,650 Building $414,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST BLOOMFIELD TOWNSHIP serves 49,479 people · EPA ID MI0006975 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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