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3631 Elder Rd S, West Bloomfield, MI 48324 Property Records

Oakland County property record for 3631 Elder Rd S, West Bloomfield, MI 48324

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,392 sqft · built 1987
Lot Size0.365 acres (15,899 sqft)
OwnerIndividual Name on Record
Last Sale$620,000 (Nov 2025)
Tax Bill$3,433 (2025)
Deeds & MortgagesOct 2021 Mortgage
Nov 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNX-18-18-202-009

Property Details

APN / Parcel Number

Primary APNX-18-18-202-009

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,392 sqft Living Area
1st Floor Area1,491 sqft
Basement Area1,350 sqft
Unfinished Basement1,350 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeGable
Lot Area15,899 sqft (0.365 acres)
Lot Dimensions157 ft deep x 127 ft wide
Garage Area466 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area566 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3631 ELDER RD S
CityWEST BLOOMFIELD
StateMI
Zip48324-2531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R9E, SEC 18 LAKEWOODS ESTATES LOT 29
Legal Range09E
Legal Township02N
Legal Section18
Legal SubdivisionLAKEWOODS ESTATES
Legal Lot Number29
JurisdictionOAKLAND MI
Township / Civil DivisionWEST BLOOMFIELD
Census Block Group6
Census Block6009
Census Tract156200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10660 WILSHIRE BLVD, LOS ANGELES, CA 90024-4522
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Nov 20, 2025Warranty Deed, Transfer · Conventional Mortgage
BEST INTEREST FINANCIAL LLC
Jan 25, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Mar 8, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2025 · Amount on Record
Deed SaleNov 20, 2025 · Amount on Record
Prior SaleNov 17, 2003 · Amount on Record
Deed Document Number2025146028
Deed Book / Page60717 / 181
Prior Transfer DateMar 7, 2018
Prior Transfer Doc0000036486
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3631 ELDER RD S, WEST BLOOMFIELD, MI 48324-2531
Transaction TypeMortgage
Record UpdatedDec 4, 2025
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3631 ELDER RD S, WEST BLOOMFIELD, MI 48324-2531

Mortgage

Document Number0000249000
DateOct 27, 2021
Book Page57027/824
Instrument249000
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2041

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 20, 2025
Property Address3631 ELDER RD S, WEST BLOOMFIELD, MI 48324-2531
Document Number20250146028
Book / Page60717 / 181
Map ReferenceLB 145 PG 20
Instrument DateNov 6, 2025
Instrument20250146028
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyTITLE WRX AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,650.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3631 ELDER RD S, WEST BLOOMFIELD, MI 48324-2531

Transferred To (Grantee/Buyer)

NameVerified Name
Address10660 WILSHIRE BLVD, LOS ANGELES, CA 90024-4522

Mortgage

Document Number0006070532
DateNov 20, 2025
Instrument60705/32
Lender
NameBEST INTEREST FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateDec 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11%
IndexSOFR Average 30-Day
Max Rate11%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3631 ELDER RD S, WEST BLOOMFIELD, MI 48324-2531
Transaction TypeMortgage
Record UpdatedFeb 22, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address3631 ELDER RD S, ORCHARD LAKE, MI 48324-2531

Mortgage

Document Number0000020028
DateJan 25, 2021
Book Page55565/417
Instrument20028
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueDec 27, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateMar 8, 2018
Property Address3631 ELDER RD S, WEST BLOOMFIELD, MI 48324-2531
Document Number0000036486
Book / Page051616 / 000263
Instrument DateMar 7, 2018
Instrument36486
Transaction TypeTransfer
Record UpdatedMar 30, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3631 ELDER RD S WEST BLOOMFIELD MI 483242531, WEST BLOOMFIELD, MI 48324-2531

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionWest Bloomfield Charter Township
Unified School DistrictWalled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,433.00 (-40.49%) Homeowner's exemption$255,520 (+14.4%) Land $33,000 Building $222,520$511,040 (+14.4%) Land $66,000 Building $445,040
2024$5,769.00 (+8.13%) Homeowner's exemption$223,350 (+4.21%)$446,700 (+4.21%)
2023$5,335.00 (+9.21%) Homeowner's exemption$428,660 Land $66,000 Building $362,660
2022$4,885.00$214,330 Land $33,000 Building $181,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST BLOOMFIELD TOWNSHIP
serves 49,479 people · EPA ID MI0006975
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJul 2021
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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