Oakland County property record for 3616 Elder Rd S, West Bloomfield, MI 48324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,292 sqft · built 1978 |
| Lot Size | 0.628 acres (27,356 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $570,000 (Oct 2025) |
| Tax Bill | $2,618 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Nov 2017 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | X-18-18-203-002 |
| Primary APN | X-18-18-203-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,292 sqft Living Area |
| 1st Floor Area | 1,732 sqft |
| Basement Area | 1,215 sqft |
| Unfinished Basement | 1,215 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 27,356 sqft (0.628 acres) |
| Lot Dimensions | 148 ft deep x 111 ft wide |
| Garage Area | 516 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 521 sqft |
| Patio Area | 1,081 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3616 ELDER RD S |
|---|---|
| City | WEST BLOOMFIELD |
| State | MI |
| Zip | 48324-2530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R9E, SEC 18 LAKEWOODS ESTATES LOT 24 |
| Legal Range | 09E |
| Legal Township | 02N |
| Legal Section | 18 |
| Legal Subdivision | LAKEWOODS ESTATES |
| Legal Lot Number | 24 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WEST BLOOMFIELD |
| Census Block Group | 6 |
| Census Block | 6006 |
| Census Tract | 156200 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40731 WILLIAM DR, STERLING HEIGHTS, MI 48313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Oct 14, 2025 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCING CORP |
| Nov 16, 2017 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMERICA BANK |
| Nov 18, 2020 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Jun 7, 2018 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2025 · Amount on Record |
| Deed Sale | Oct 14, 2025 · Amount on Record |
| Prior Sale | Feb 21, 2003 · Amount on Record |
| Deed Document Number | 2025130700 |
| Deed Book / Page | 60623 / 119 |
| Prior Transfer Date | Mar 15, 2000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 14, 2025 |
| Property Address | 3616 ELDER RD S, WEST BLOOMFIELD, MI 48324-2530 |
| Document Number | 0000130700 |
| Book / Page | 60623 / 119 |
| Map Reference | LB 145 PG 20 |
| Instrument Date | Oct 2, 2025 |
| Instrument | 130700 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6371 COLORADO CT, NORTON SHORES, MI 49444-7745 |
| Name | Verified Name |
|---|---|
| Address | 40731 WILLIAM DR, STERLING HEIGHTS, MI 48313 |
| Document Number | 0060613419 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 60613/419 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3616 ELDER RD S, WEST BLOOMFIELD, MI 48324-2530 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000212306 |
|---|---|
| Date | Nov 16, 2017 |
| Book Page | 51299/00213 |
| Instrument | 212306 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3616 ELDER RD S, WEST BLOOMFIELD, MI 48324-2530 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000053717 |
|---|---|
| Date | Mar 20, 2020 |
| Book Page | 53969/464 |
| Instrument | 53717 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3616 ELDER RD S, WEST BLOOMFIELD, MI 48324-2530 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3616 ELDER RD S, WEST BLOOMFIELD, MI 48324-2530 |
| Document Number | 0000244046 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 55201/405 |
| Instrument | 244046 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3616 ELDER RD S, WEST BLOOMFIELD, MI 48324-2530 |
| Document Number | 0000111878 |
| Instrument Date | Jun 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3616 ELDER RD S WEST BLOOMFIELD MI 483242530, WEST BLOOMFIELD, MI 48324-2530 |
| Document Number | 0000111878 |
|---|---|
| Date | Jul 6, 2018 |
| Book Page | 051969/000567 |
| Instrument | 111878 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | FERNDALE, MI 48220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 5, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | West Bloomfield Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,618.00 (-40.53%) Homeowner's exemption | $193,410 (+13.36%) Land $38,050 Building $155,360 | $386,820 (+13.36%) Land $76,100 Building $310,720 |
| 2024 | $4,402.00 (+8.18%) Homeowner's exemption | $170,610 (+1.28%) | $341,220 (+1.28%) |
| 2023 | $4,069.00 (+5.09%) Homeowner's exemption | $336,920 Land $76,100 Building $260,820 | |
| 2022 | $3,872.00 | $168,460 Land $38,050 Building $130,410 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST BLOOMFIELD TOWNSHIP serves 49,479 people · EPA ID MI0006975 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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