Oakland County property record for 3651 Elder Rd S, West Bloomfield, MI 48324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,786 sqft · built 1977 |
| Lot Size | 0.382 acres (16,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Sep 2009) |
| Tax Bill | $3,006 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | X-18-18-202-010 |
| Primary APN | X-18-18-202-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,786 sqft Living Area |
| 1st Floor Area | 1,632 sqft |
| Basement Area | 1,199 sqft |
| Unfinished Basement | 1,603 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 16,640 sqft (0.382 acres) |
| Lot Dimensions | 156 ft deep x 125 ft wide |
| Garage Area | 532 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 12 sqft |
| Deck Area | 153 sqft |
| Patio Area | 812 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3651 ELDER RD S |
|---|---|
| City | WEST BLOOMFIELD |
| State | MI |
| Zip | 48324-2531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R9E, SEC 18 LAKEWOODS ESTATES LOT 30 |
| Legal Range | 09E |
| Legal Township | 02N |
| Legal Section | 18 |
| Legal Subdivision | LAKEWOODS ESTATES |
| Legal Lot Number | 30 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WEST BLOOMFIELD |
| Census Block Group | 6 |
| Census Block | 6009 |
| Census Tract | 156200 |
3651 Elder Rd S is owned and occupied by an individual who bought it in September 2009.
Source: Oakland County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3651 ELDER RD S, WEST BLOOMFIELD, MI 48324-2531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN LEGACY CU |
| May 1, 2017 | Deed of Trust, Mortgage · Line of Credit MICHIGAN LEGACY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2009 · Amount on File |
| Deed Sale | Sep 18, 2009 · Amount on File |
| Prior Sale | Jun 2, 1998 · Amount on File |
| Deed Document Number | 2009166902 |
| Deed Book / Page | 41489 / 312 |
| Prior Transfer Date | Nov 30, 1992 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3651 ELDER RD S, WEST BLOOMFIELD, MI 48324-2531 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3651 ELDER RD S, WEST BLOOMFIELD, MI 48324-2531 |
| Document Number | 0000243195 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 56989/788 |
| Instrument | 243195 |
| Name | MICHIGAN LEGACY CU |
|---|---|
| Type | Credit Union |
| Address | WYANDOTTE, MI 48192 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3651 ELDER RD S, WEST BLOOMFIELD, MI 48324-2531 |
| Document Number | 0000115159 |
| Book / Page | 050764 / 000782 |
| Instrument Date | May 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2017 |
| Name | Verified Name |
|---|---|
| Address | 3651 ELDER RD S WEST BLOOMFIELD MI 483242531, WEST BLOOMFIELD, MI 48324-2531 |
| Document Number | 0000115159 |
|---|---|
| Date | Jun 14, 2017 |
| Book Page | 050764/000782 |
| Instrument | 115159 |
| Name | MICHIGAN LEGACY CU |
|---|---|
| Address | PONTIAC, MI 48342 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 13, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3651 Elder Rd S was $3,006 with a homeowner's exemption, down 40.5% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | West Bloomfield Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,006.00 (-40.5%) Homeowner's exemption | $221,820 Land $33,000 Building $188,820 | $443,640 Land $66,000 Building $377,640 |
| 2024 | $5,052.00 | ||
| 2023 | $383,360 Land $66,000 Building $317,360 | ||
| 2022 | $4,444.00 | $191,680 Land $33,000 Building $158,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3651 Elder Rd S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3651 Elder Rd S is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST BLOOMFIELD TOWNSHIP serves 49,479 people · EPA ID MI0006975 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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