Miami County property record for 3637 Fenner Rd, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,860 sqft · built 1956 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,069 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Apr 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C06-040600 |
| Primary APN | C06-040600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,860 sqft Living Area |
| 1st Floor Area | 3,720 sqft |
| Basement Area | 1,380 sqft |
| Unfinished Basement | 1,380 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Type | Detached |
| Garage Area | 1,440 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 592 sqft |
| Deck Area | 236 sqft |
| Patio Area | 236 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3637 FENNER RD |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-9468 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-7-25 SE PT SW |
| Legal Range | 05 |
| Legal Township | 07 |
| Legal Section | 25 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 365301 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3637 FENNER RD, TROY, OH 45373-9468 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| Apr 30, 2018 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK |
| Sep 10, 2021 | Survivorship Deed, Transfer · FHA Mortgage UNION SAVINGS BANK |
| Jul 17, 2017 | Warranty Deed, Transfer · VA Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2021 |
| Deed Sale | Sep 10, 2021 |
| Prior Sale | Jul 17, 2017 · Amount on Record |
| Deed Document Number | 202115902 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | May 4, 2026 |
| Property Address | 3637 FENNER RD, TROY, OH 45373-9468 |
| Document Number | 0000005307 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 20265307 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3637 FENNER RD, TROY, OH 45373-9468 |
| Document Number | 0000005307, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 20265307 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 28, 2036 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 3637 FENNER RD, TROY, OH 45373-9468 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005138 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 2018OR-05138 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Sep 10, 2021 |
| Property Address | 3637 FENNER RD, TROY, OH 45373-9468 |
| Document Number | 0000015902 |
| Instrument Date | Sep 9, 2021 |
| Instrument | 2021OR-15902 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3637 FENNER RD, TROY, OH 45373-9468 |
| Document Number | 0000015903 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2021OR-15903 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 17, 2017 |
| Property Address | 3637 FENNER RD, TROY, OH 45373-9468 |
| Document Number | 0000008593 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 8593 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3637 FENNER RD TROY OH 453739468, TROY, OH 45373-9468 |
| Document Number | 8594 |
|---|---|
| Date | Jul 17, 2017 |
| Instrument | 8594 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2047 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,069.00 (-4.18%) Homeowner's exemption | $88,970 (+8.3%) Land $30,310 Building $58,660 | $254,200 (+8.31%) Land $86,600 Building $167,600 |
| 2024 | $3,203.00 (+2.07%) Homeowner's exemption | $82,150 (-) Land $29,020 Building $53,130 | |
| 2023 | $3,138.00 (+16.92%) Homeowner's exemption | $82,150 (-) Land $29,020 Building $53,130 | $234,700 (-) Land $82,900 Building $151,800 |
| 2022 | $2,684.00 Homeowner's exemption | $82,150 Land $29,020 Building $53,130 | $234,700 Land $82,900 Building $151,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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