Miami County property record for 3595 Fenner Rd, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,096 sqft · built 1920 |
| Lot Size | 5.01 acres (218,541 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $55,550 (Aug 2016) |
| Tax Bill | $3,162 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C06-040700 |
| Primary APN | C06-040700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,096 sqft Living Area |
| 1st Floor Area | 1,626 sqft |
| 2nd Floor Area | 470 sqft |
| Upper Floors Area | 470 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 218,541 sqft (5.01 acres) |
| Garage Area | 366 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 427 sqft |
| Patio Area | 70 sqft |
| Shed | 1 Shed |
| Shed Area | 272 sqft |
| Lean-To | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Old Parcel Number | C06CC025A01500 |
|---|---|
| Street Address | 3595 FENNER RD |
| City | TROY |
| State | OH |
| Zip | 45373-9468 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-7-25 PT SE COR SW |
| Legal Range | 07 |
| Legal Township | 05 |
| Legal Section | 25 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 365301 |
Source: Miami County records · APN C06-040700
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3595 FENNER RD, TROY, OH 45373-9468 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jun 06, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MINSTER BANK |
| Jul 11, 2019 | Deed of Trust, Mortgage · Line of Credit MINSTER BANK |
| Feb 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 23, 2016 · Amount on Record |
| Deed Sale | Aug 23, 2016 · Amount on Record |
| Prior Sale | Aug 23, 2016 |
| Deed Document Number | 1652 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 3595 FENNER RD, TROY, OH 45373-9468 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019971 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021OR-19971 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 3595 FENNER RD, TROY, OH 45373-9468 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000006027 |
|---|---|
| Date | Jun 06, 2019 |
| Instrument | 2019OR-06027 |
| Name | MINSTER BANK |
|---|---|
| Type | Bank |
| Address | MINSTER, OH 45865 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 3595 FENNER RD, TROY, OH 45373-9468 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007523 |
|---|---|
| Date | Jul 11, 2019 |
| Instrument | 2019OR-07523 |
| Name | MINSTER BANK |
|---|---|
| Type | Bank |
| Address | MINSTER, OH 45865 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jun 20, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 3595 FENNER RD, TROY, OH 45373-9468 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002277 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 2020OR-02277 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2035 |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,162.00 (-1.16%) Homeowner's exemption | $88,240 (+7.78%) Land $34,300 Building $53,940 | $252,100 (+7.78%) Land $98,000 Building $154,100 |
| 2024 | $3,199.00 (+2.07%) Homeowner's exemption | $81,870 (-) Land $33,390 Building $48,480 | |
| 2023 | $3,134.00 (+16.85%) Homeowner's exemption | $81,870 (-) Land $33,390 Building $48,480 | $233,900 (-) Land $95,400 Building $138,500 |
| 2022 | $2,682.00 Homeowner's exemption | $81,870 Land $33,390 Building $48,480 | $233,900 Land $95,400 Building $138,500 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391093653011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 26 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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