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3634 Ancient Oak Dr, Elgin, IL 60124 Property Records

Kane County property record for 3634 Ancient Oak Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$438,000 (Aug 2019)
Tax Bill$14,521 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Oct 2018 Transfer
Flood ZoneZone X (minimal risk)
APN05-01-374-016

Property Details

APN / Parcel Number

Primary APN05-01-374-016

Exterior

Lot Area10,019 sqft (0.23 acres)

Location & Zoning

Street Address3634 ANCIENT OAK DR
CityELGIN
StateIL
Zip60124-5712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND WOODS NEIGHBORHOOD H LT 303
Legal SubdivisionHIGHLAND WOODS
Legal Block2
Legal Lot Number303
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group2
Census Block2072
Census Tract850711

Owner

3634 Ancient Oak Dr is owned and occupied by an individual who bought it in August 2019.

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3634 ANCIENT OAK DR, ELGIN, IL 60124-5712
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2019Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage
FIRST REPUBLIC BANK
Oct 2, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2019 · Amount on File
Deed SaleAug 20, 2019 · Amount on File
Deed Document Number201937603
Record UpdatedSep 20, 2026

August 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 20, 2019
Property Address3634 ANCIENT OAK DR, ELGIN, IL 60124-5712
Document Number0000037603
Map ReferenceDOC 2006K120185
Instrument DateAug 16, 2019
Instrument2019K037603
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 27, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$438.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1751A W DIEHL RD, 1751A, NAPERVILLE, IL 60563-1885

Transferred To (Grantee/Buyer)

NameVerified Name
Address3634 ANCIENT OAK DR, ELGIN, IL 60124-5712

Mortgage

Document Number0000037604
DateAug 20, 2019
Instrument2019K037604
Lender
NameFIRST REPUBLIC BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term25 Months
DueSep 1, 2021

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateOct 2, 2018
Property Address3634 ANCIENT OAK DR, ELGIN, IL 60124-5712
Document Number0000048024
Instrument DateAug 31, 2018
Instrument48024
Transaction TypeTransfer
Record UpdatedOct 11, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1751A W DIEHL RD NAPERVILLE IL 605631885, NAPERVILLE, IL 60563-1885

Tax Assessment & Valuation

The 2025 property tax bill for 3634 Ancient Oak Dr was $14,521 with a homeowner's exemption.

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,521.00 Homeowner's exemption
2024$193,033 Land $29,480 Building $163,553$579,331 Land $88,475 Building $490,855
2022$13,695.00 (-0.53%) Homeowner's exemption$153,108 (+3.51%) Land $28,476 Building $124,632$459,324 (+3.51%) Land $85,428 Building $373,896
2021$13,768.00 Homeowner's exemption$147,916 Land $27,510 Building $120,406$443,748 Land $82,530 Building $361,218

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3634 Ancient Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3634 Ancient Oak Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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