Kane County property record for 363 Tracy Ln, Elgin, IL 60124 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,154 sqft · built 2005 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Jul 2018) |
| Tax Bill | $7,785 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Feb 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-257-019 |
| Primary APN | 06-19-257-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,154 sqft Living Area |
| Gross Area | 2,924 sqft |
| Basement Area | 770 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 112 ft deep x 46 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 363 TRACY LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-4340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COPPER SPRINGS LOT 182 |
| Legal Subdivision | COPPER SPRINGS |
| Legal Block | 1 |
| Legal Lot Number | 182 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 851911 |
Source: Kane County records · APN 06-19-257-019
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 363 TRACY LN, ELGIN, IL 60124-4340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2019 | Deed of Trust, Mortgage · FHA Mortgage COMPASS MORTGAGE INC |
| Feb 22, 2019 | Deed of Trust, Mortgage · FHA Mortgage COMPASS MORTGAGE INC |
| Jul 24, 2018 | Warranty Deed, Transfer · FHA Mortgage COMPASS MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 24, 2018 · Amount on Record |
| Deed Sale | Jul 24, 2018 · Amount on Record |
| Prior Sale | Sep 01, 2005 · Amount on Record |
| Deed Document Number | 201835619 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 363 TRACY LN, ELGIN, IL 60124-4340 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CARRINGTON TTL PARTNERS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000062198 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 2019K062198 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 363 TRACY LN, ELGIN, IL 60124-4340 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CARRINGTION TITLE PARTNERS L |
| Name | Verified Name |
|---|
| Document Number | 0000007191 |
|---|---|
| Date | Feb 22, 2019 |
| Instrument | 2019K007191 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 24, 2018 |
| Property Address | 363 TRACY LN, ELGIN, IL 60124-4340 |
| Document Number | 0000035619 |
| Map Reference | DOC2004K147283 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 2018K035619 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 363 TRACY LN, ELGIN, IL 60124-4340 |
| Document Number | 0000035620 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 2018K035620 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,785.00 (+7.63%) Homeowner's exemption | ||
| 2024 | $98,935 (+21.39%) Land $28,236 Building $70,699 | $296,924 (+21.44%) Land $84,742 Building $212,182 | |
| 2022 | $7,233.00 (+3.59%) Homeowner's exemption | $81,499 (+6.96%) Land $23,260 Building $58,239 | $244,497 (+6.96%) Land $69,780 Building $174,717 |
| 2021 | $6,982.00 Homeowner's exemption | $76,195 Land $21,746 Building $54,449 | $228,585 Land $65,238 Building $163,347 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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