363 Tracy Ln, Elgin, IL 60124 Property Records

Kane County property record for 363 Tracy Ln, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,154 sqft · built 2005
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Jul 2018)
Tax Bill$7,785 (2025)
Deeds & MortgagesDec 2019 Mortgage
Feb 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-19-257-019

Property Details

APN / Parcel Number

Primary APN06-19-257-019

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,154 sqft Living Area
Gross Area2,924 sqft
Basement Area770 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeFrame
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions112 ft deep x 46 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address363 TRACY LN
CityELGIN
StateIL
Zip60124-4340
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOPPER SPRINGS LOT 182
Legal SubdivisionCOPPER SPRINGS
Legal Block1
Legal Lot Number182
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1041
Census Tract851911

Owner

Source: Kane County records · APN 06-19-257-019

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address363 TRACY LN, ELGIN, IL 60124-4340
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2019Deed of Trust, Mortgage · FHA Mortgage
COMPASS MORTGAGE INC
Feb 22, 2019Deed of Trust, Mortgage · FHA Mortgage
COMPASS MORTGAGE INC
Jul 24, 2018Warranty Deed, Transfer · FHA Mortgage
COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 24, 2018 · Amount on Record
Deed SaleJul 24, 2018 · Amount on Record
Prior SaleSep 01, 2005 · Amount on Record
Deed Document Number201835619
Record UpdatedSep 20, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address363 TRACY LN, ELGIN, IL 60124-4340
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062198
DateDec 23, 2019
Instrument2019K062198
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
AddressWARRENVILLE, IL 60555
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050
Interest
Rate TypeFixed Rate
Rate3.5%

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address363 TRACY LN, ELGIN, IL 60124-4340
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCARRINGTION TITLE PARTNERS L

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007191
DateFeb 22, 2019
Instrument2019K007191
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
AddressWARRENVILLE, IL 60555
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049
Interest
Rate TypeFixed Rate
Rate4.25%

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 24, 2018
Property Address363 TRACY LN, ELGIN, IL 60124-4340
Document Number0000035619
Map ReferenceDOC2004K147283
Instrument DateJun 15, 2018
Instrument2018K035619
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address363 TRACY LN, ELGIN, IL 60124-4340

Mortgage

Document Number0000035620
DateJul 24, 2018
Instrument2018K035620
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2048
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,785.00 (+7.63%) Homeowner's exemption
2024$98,935 (+21.39%) Land $28,236 Building $70,699$296,924 (+21.44%) Land $84,742 Building $212,182
2022$7,233.00 (+3.59%) Homeowner's exemption$81,499 (+6.96%) Land $23,260 Building $58,239$244,497 (+6.96%) Land $69,780 Building $174,717
2021$6,982.00 Homeowner's exemption$76,195 Land $21,746 Building $54,449$228,585 Land $65,238 Building $163,347

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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