356 Tracy Ln, Elgin, IL 60124 Property Records

Kane County property record for 356 Tracy Ln, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,300 sqft · built 2005
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$266,500 (Oct 2005)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-19-256-020`

Property Details

APN / Parcel Number

Primary APN	`06-19-256-020`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,300 sqft Living Area
Gross Area	2,975 sqft
Basement Area	675 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	110 ft deep x 59 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	356 TRACY LN
City	ELGIN
State	IL
Zip	60124-4340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER SPRINGS LOT 186
Legal Subdivision	COPPER SPRINGS
Legal Block	1
Legal Lot Number	186
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1042
Census Tract	851911

Owner

Source: Kane County records · APN 06-19-256-020

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	356 TRACY LN, ELGIN, IL 60124-4340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 18, 2005 · Amount on Record
Deed Sale	Oct 18, 2005 · Amount on Record
Deed Document Number	2005124778
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	356 TRACY LN, ELGIN, IL 60124-4340
Document Number	0000055047
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 TRACY LN ELGIN IL 601244340, ELGIN, IL 60124-4340

Mortgage

Document Number	0000055047
Date	Oct 20, 2017
Instrument	55047

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2047

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Veteran's exemption
2024		$99,931 (+21.39%) Land $28,981 Building $70,950	$299,913 (+21.44%) Land $86,978 Building $212,935
2022	Disabled Person's exemption Veteran's exemption	$82,319 Land $23,873 Building $58,446	$246,957 Land $71,619 Building $175,338

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 407 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
AT&T	Fiber	1,000 / 1,000

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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