Kane County property record for 360 Tracy Ln, Elgin, IL 60124 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,300 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $296,500 (2005) |
| Tax Bill | $7,936.00 (2025) |
| Primary APN | 06-19-256-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,300 sqft Living Area |
| Gross Area | 2,975 sqft Gross Area |
| Basement Area | 675 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame Construction |
| Lot Area | 6,534 sqft (0.15 acres) |
| Depth X Width | 110 ft x 59 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 360 TRACY LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-4340 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COPPER SPRINGS LOT 184 |
| Legal Subdivision | COPPER SPRINGS |
| Legal Block | 1 |
| Legal Lot Number | 184 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 1 |
| Census Block | 1042 |
| Census Tract | 851911 |
Source: Kane County records · APN 06-19-256-022
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 360 TRACY LN, ELGIN, IL 60124-4340 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 31, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jul 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 08, 2005 · Amount on Record |
| Deed Sale | Sep 08, 2005 · Amount on Record |
| Deed Doc Number | 2005105610 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 360 TRACY LN, ELGIN, IL 60124-4340 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000003200 |
|---|---|
| Date | Jan 31, 2024 |
| Instrument | 2024K003200 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2044 |
| Rate | 8.62% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 360 TRACY LN, ELGIN, IL 60124-4340 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0000040646 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 2020K040646 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 01, 2050 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,936.00 (+7.64%) Homeowner's exemption | ||
| 2024 | $100,709 (+21.39%) Land $28,981 Building $71,728 | $302,248 (+21.44%) Land $86,978 Building $215,270 | |
| 2022 | $7,373.00 (+3.58%) Homeowner's exemption | $82,960 (+6.96%) Land $23,873 Building $59,087 | $248,880 (+6.96%) Land $71,619 Building $177,261 |
| 2021 | $7,118.00 Homeowner's exemption | $77,562 Land $22,320 Building $55,242 | $232,686 Land $66,960 Building $165,726 |
360 Tracy Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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