Kane County property record for 359 Tracy Ln, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,154 sqft · built 2005 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $270,000 (Oct 2021) |
| Tax Bill | $7,924 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-257-017 |
| Primary APN | 06-19-257-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,154 sqft Living Area |
| Gross Area | 2,924 sqft |
| Basement Area | 770 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 359 TRACY LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-4340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COPPER SPRINGS LOT 180 |
| Legal Subdivision | COPPER SPRINGS |
| Legal Block | 1 |
| Legal Lot Number | 180 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 851911 |
359 Tracy Ln is held in a trust since October 2021.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 105 FONTAINE CT, FONTANA, WI 53125-1362 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on File |
| Deed Sale | Oct 19, 2021 · Amount on File |
| Prior Sale | Sep 9, 2005 · Amount on File |
| Deed Document Number | 202178731 |
| Prior Transfer Date | Jun 28, 2013 |
| Prior Transfer Doc | 0000053983 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 19, 2021 |
| Property Address | 359 TRACY LN, ELGIN, IL 60124-4340 |
| Document Number | 0000078731 |
| Map Reference | DOC 2004K147283 |
| Instrument Date | Oct 11, 2021 |
| Instrument | 2021K078731 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 37W778 STRATFORD LN, ELGIN, IL 60124-6750 |
| Document Number | 0000078732 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 2021K078732 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
The 2025 property tax bill for 359 Tracy Ln was $7,924.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,924.00 | $109,190 (+8.57%) Land $30,656 Building $78,534 | $327,701 (+8.57%) Land $92,005 Building $235,696 |
| 2024 | $100,571 Land $28,236 Building $72,335 | $301,834 Land $84,742 Building $217,092 | |
| 2022 | $7,362.00 (+3.59%) Homeowner's exemption | $82,847 (+6.96%) Land $23,260 Building $59,587 | $248,541 (+6.96%) Land $69,780 Building $178,761 |
| 2021 | $7,107.00 Homeowner's exemption | $77,456 Land $21,746 Building $55,710 | $232,368 Land $65,238 Building $167,130 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 359 Tracy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 359 Tracy Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
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