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3630 Emerald Rd, Elgin, IL 60124 Property Records

Kane County property record for 3630 Emerald Rd, Elgin, IL 60124 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.273 acres (11,911 sqft)
Owner2 Individual Names on File
Last Sale$378,500 (Oct 2021)
Tax Bill$11,037 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-36-368-026

Property Details

APN / Parcel Number

Primary APN05-36-368-026

Exterior

Lot Area11,911 sqft (0.273 acres)

Location & Zoning

Street Address3630 EMERALD RD
CityELGIN
StateIL
Zip60124-8564
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE PONDS OF STONY CREEK UNIT 1 (11/5/18) LT 96
Legal SubdivisionSTONY CREEK
Legal Block1
Legal Lot Number96
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group1
Census Block1107
Census Tract850709

Owner

Source: Kane County records · APN 05-36-368-026

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3630 EMERALD RD, ELGIN, IL 60124-8564
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 19, 2021 · Amount on Record
Deed SaleOct 19, 2021 · Amount on Record
Deed Document Number202179085
Record UpdatedSep 20, 2026

October 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateOct 19, 2021
Property Address3630 EMERALD RD, ELGIN, IL 60124-8564
Document Number0000079085
Map ReferenceDOC 2018K053935
Instrument DateOct 19, 2021
Instrument2021K079085
Transaction TypeTransfer
Record UpdatedAug 29, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$378.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1141 E MAIN ST # ST108, ST108, EAST DUNDEE, IL 60118-2440

Transferred To (Grantee/Buyer)

NameVerified Name
Address3630 EMERALD RD, ELGIN, IL 60124-8564

Mortgage

Document Number0000079086
DateOct 19, 2021
Instrument2021K079086
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$11,037.00 (+5.88%) Homeowner's exemption
2024$133,211 (+18.48%) Land $27,638 Building $105,573$399,793 (+18.53%) Land $82,947 Building $316,846
2022$10,424.00 (+5,822.73%) Homeowner's exemption$112,430 (+6,372.65%) Land $21,359 Building $91,071$337,290 (+6,372.65%) Land $64,077 Building $273,213
2021$176.00$1,737 Land $1,737$5,211 Land $5,211

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898507091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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