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3622 Cape Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3622 Cape Ct, Saint Cloud, FL 34772 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2014
Square Footage3,316 sqft Living Area
Lot Size12,196 sqft (0.28 acres)
OccupancyOwner Occupied
Last Sale$512,500 (2024)
Tax Bill$4,398.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-26-30-0179-0001-4910
Alternative APN
  • 263027017900014910

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,316 sqft Living Area
Gross Area4,070 sqft Gross Area
1st Floor1,446 sqft 1st Floor
Upper Floors1,870 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,196 sqft (0.28 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area478 sqft Garage
Porch Area276 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3622 CAPE CT
CitySAINT CLOUD
StateFL
Zip34772-7820
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMALLARD POND PH 4A PB 22 PG 74 LOT 491
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionMALLARD POND PH 4A
Legal Phase4A
Legal Tract179
Legal Block4910
Legal Lot Number491
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2000
Census Tract43207

Owner

Source: Osceola County records · APN 27-26-30-0179-0001-4910

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3622 CAPE CT, SAINT CLOUD, FL 34772-7820
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Warranty Deed, Transfer · Conventional Mortgage
POWER FINANCIAL CREDIT UNION
Apr 18, 2024Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC A V

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 18, 2024 · Amount on Record
Deed SaleApr 18, 2024 · Amount on Record
Prior SaleApr 09, 2014 · Amount on Record
Deed Doc Number202450566
Deed Book / Page6585 / 1662
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 15, 2026
Property Address3622 CAPE CT, SAINT CLOUD, FL 34772-7820
Document Number0000092634
Book / Page7004 / 844
Instrument DateJul 10, 2026
Instrument202692634
Transaction TypeTransfer
Record UpdatedJul 24, 2026
Title CompanySTEWART TITLE COMPANY (BA), STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$318,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3622 CAPE CT, SAINT CLOUD, FL 34772-7820

Mortgage

Document Number0000092635,
DateJul 15, 2026
Instrument202692635
Lender
NamePOWER FINANCIAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3622 CAPE CT, SAINT CLOUD, FL 34772-7820
Transaction TypeMortgage
Record UpdatedMay 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3712 CROSSING CREEK BLVD, SAINT CLOUD, FL 34772-7023

Mortgage

Document Number0065851664
DateApr 18, 2024
Book Page6585/1664
Instrument2024050567
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC A V
Address600 LYNNHAVEN PKWY STE 100, VIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,398.00 (+4.32%)$288,604 (+4.46%)$403,200 (-3.4%) Land $70,000 Building $333,200
2023$4,216.00 (+3.49%) Homeowner's exemption$276,281 (+3%)$417,400 (+15.43%) Land $60,000 Building $357,400
2022$4,074.00 Homeowner's exemption$268,234$361,600 Land $55,000 Building $306,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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