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3621 Cape Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3621 Cape Ct, Saint Cloud, FL 34772 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2014
Square Footage2,317 sqft Living Area
Lot Size11,325 sqft (0.26 acres)
OccupancyOwner Occupied
Last Sale$218,911 (2014)
Tax Bill$3,462.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-26-30-0179-0001-4920
Alternative APN
  • 263027017900014920

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,317 sqft Living Area
Gross Area3,115 sqft Gross Area
1st Floor2,317 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,325 sqft (0.26 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area637 sqft Garage
Porch Area161 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3621 CAPE CT
CitySAINT CLOUD
StateFL
Zip34772-7815
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMALLARD POND PH 4A PB 22 PG 74 LOT 492
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionMALLARD POND PH 4A
Legal Phase4A
Legal Tract179
Legal Block4920
Legal Lot Number492
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2000
Census Tract43207

Owner

Source: Osceola County records · APN 27-26-30-0179-0001-4920

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3621 CAPE CT, SAINT CLOUD, FL 34772-7815
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 08, 2024Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Jun 09, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV
Apr 30, 2018Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC
Jan 26, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 06, 2014 · Amount on Record
Deed SaleFeb 06, 2014 · Amount on Record
Prior SaleJun 13, 2013 · Amount on Record
Deed Doc Number201416970
Deed Book / Page4566 / 1335
Record RefreshedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3621 CAPE CT, SAINT CLOUD, FL 34772-7815
Transaction TypeMortgage
Record UpdatedMar 28, 2024
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0065620577
DateMar 08, 2024
Book Page6562/577
Instrument2024030575
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
Address7007 BROADWAY AVE, CLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 28, 2054
Interest
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3621 CAPE CT, SAINT CLOUD, FL 34772-7815
Document Number0057501693
Instrument DateJun 09, 2020
Transaction TypeMortgage
Record UpdatedAug 26, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3621 CAPE CT ST CLOUD FL 347727815, ST CLOUD, FL 34772-7815

Mortgage

Document Number0057501693
DateJul 08, 2020
Book Page005750/001693
Instrument87615
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term336 Months
DueJul 07, 2048

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3621 CAPE CT, SAINT CLOUD, FL 34772-7815
Document Number0053470344
Instrument DateApr 30, 2018
Transaction TypeMortgage
Record UpdatedJun 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3621 CAPE CT ST CLOUD FL 347727815, ST CLOUD, FL 34772-7815

Mortgage

Document Number0053470344
DateJun 08, 2018
Book Page005347/000344
Instrument88934
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 07, 2048
Interest
Rate TypeFixed Rate
Rate3.99%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3621 CAPE CT, SAINT CLOUD, FL 34772-7815
Document Number0050981445
Book / Page005098 / 001445
Instrument DateJan 26, 2017
Transaction TypeMortgage
Record UpdatedFeb 27, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3621 CAPE CT ST CLOUD FL 347727815, ST CLOUD, FL 34772-7815

Mortgage

Document Number0050981445
DateFeb 07, 2017
Book Page005098/001445
Instrument20578
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term300 Months
DueFeb 06, 2042

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,462.00 (+6.33%) Homeowner's exemption$236,300 (+5.99%)$380,600 (+4.68%) Land $70,000 Building $310,600
2023$3,256.00 (+3.66%) Homeowner's exemption$222,953 (+3%)$363,600 (+15.32%) Land $60,000 Building $303,600
2022$3,141.00 Homeowner's exemption$216,460$315,300 Land $55,000 Building $260,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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