Branch County property record for 362 E Girard Rd, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (May 2023) |
| Tax Bill | $1,790 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-016-400-120-01 |
| Primary APN | 030-016-400-120-01 |
|---|
| Lot Area | 43,996 sqft (1.01 acres) |
|---|
| Street Address | 362 E GIRARD RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A PAR OF LD IN SE 1/4 OF SEC 16 DESC AS BEG AT A PT ON S LI OF SD SEC 16 820 FT DUE E OF S 1/4 COR OF SD SEC 16 AND RUNNING |
| Legal Range | 06W |
| Legal Township | 05S |
| Legal Section | 16 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | GIRARD |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 950100 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 362 E GIRARD RD, COLDWATER, MI 49036-9674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2023 · Amount on Record |
| Deed Sale | May 15, 2023 · Amount on Record |
| Prior Sale | Mar 8, 2005 · Amount on Record |
| Deed Document Number | 20232687 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | May 15, 2023 |
| Property Address | 362 E GIRARD RD, COLDWATER, MI 49036-9674 |
| Document Number | 0202302687 |
| Instrument Date | May 2, 2023 |
| Instrument | 2023-02687 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 348 E GIRARD RD, COLDWATER, MI 49036-9674 |
| Name | Verified Name |
|---|---|
| Address | 362 E GIRARD RD, COLDWATER, MI 49036-9674 |
| Document Number | 0202302688 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 2023-02688 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Girard Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,300 (+27.89%) | $170,600 (+27.89%) | |
| 2025 | $1,790.00 (+0.06%) | $66,700 | $133,400 |
| 2024 | $1,789.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Verizon Fixed Wireless | 300 / 20 |
| DMCI Broadband Fixed Wireless | 100 / 25 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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