Branch County property record for 348 E Girard Rd, Coldwater, MI 49036
| Property Type | General Agricultural/Rural |
|---|---|
| Lot Size | 160 acres (6,969,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100 (Feb 2003) |
| Tax Bill | $5,223 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-016-300-005-00 |
| Primary APN | 030-016-300-005-00 |
|---|
| Lot Area | 6,969,600 sqft (160 acres) |
|---|
| Street Address | 348 E GIRARD RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9674 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | GIRARD TWP/T5S R6W, SEC 16: S1/2 OF NW1/4 ALSO E1/2 OF SW1/4 (160 AC +/-) |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | GIRARD |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 950100 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 E GIRARD RD, COLDWATER, MI 49036-9674 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2003 · Amount on Record |
| Deed Sale | Feb 14, 2003 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 348 E GIRARD RD, COLDWATER, MI 49036-9674 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 348 E GIRARD RD, COLDWATER, MI 49036-9674 |
| Document Number | 0202305425 |
|---|---|
| Date | Oct 4, 2023 |
| Instrument | 2023-05425 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 9.5% |
| Index | 1-Year CMT |
| Max Rate | 13.5% |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Girard Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $659,650 (+16.7%) | $1,319,300 (+16.7%) | |
| 2025 | $5,223.00 (+4.42%) | $565,250 | $1,130,500 |
| 2024 | $5,002.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Verizon Fixed Wireless | 300 / 20 |
| DMCI Broadband Fixed Wireless | 100 / 25 |
May also be available: Spectrum.
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