Branch County property record for 309 E Girard Rd, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Lot Size | 4.68 acres (203,861 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,432 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-021-100-005-00 |
| Primary APN | 030-021-100-005-00 |
|---|
| Lot Area | 203,861 sqft (4.68 acres) |
|---|
| Street Address | 309 E GIRARD RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 755 FT W OF NE COR OF W 1/2 OF NW 1/4 TO BEG, TH S 361 FT, TH W TO W SEC LI TH N TO NW COR, TH E TO POB SEC 21 T5S R6W |
| Legal Range | 06W |
| Legal Township | 05S |
| Legal Section | 21 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | GIRARD |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 950100 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 309 E GIRARD RD, COLDWATER, MI 49036-9674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 309 E GIRARD RD, COLDWATER, MI 49036-9674 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Name | Verified Name |
|---|
| Document Number | 202003745 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 2020-03745 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | READING, MI 49274 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Girard Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $91,700 (-3.32%) | $183,400 (-3.32%) | |
| 2025 | $1,432.00 (+2.73%) | $94,850 | $189,700 |
| 2024 | $1,394.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
May also be available: DMCI Broadband.
5G (outdoors only) and 4G LTE
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