Branch County property record for 320 E Girard Rd, Coldwater, MI 49036
| Property Type | General Agricultural/Rural |
|---|---|
| Lot Size | 75.6 acres (3,293,136 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,948 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-016-300-010-00 |
| Primary APN | 030-016-300-010-00 |
|---|
| Lot Area | 3,293,136 sqft (75.6 acres) |
|---|
| Street Address | 320 E GIRARD RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9674 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | GIRARD TWP/T5S R6W, SEC 16: W1/2, SW1/4 FR, EXC COM W SEC LI SEC 16 WHERE INTER GIRARD LAKE A LI APPR PAR TO AND 175 FT |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | GIRARD |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 950100 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 E GIRARD RD, COLDWATER, MI 49036-9674 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2003 |
| Deed Sale | Feb 14, 2003 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jun 16, 2026 |
| Property Address | 320 E GIRARD RD, COLDWATER, MI 49036-9674 |
| Document Number | 0000003846 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 20263846 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 320 E GIRARD RD, COLDWATER, MI 49036-9674 |
| Document Number | 0000003846, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 20263846 |
| Name | SOUTHERN MI BANK AND TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Girard Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $279,550 (+6.31%) | $559,100 (+6.31%) | |
| 2025 | $2,948.00 (+2.68%) | $262,950 | $525,900 |
| 2024 | $2,871.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| DMCI Broadband Fixed Wireless | 100 / 25 |
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