3619 Ritchie Rd, Lincolnton, NC 28092 Property Records

Lincoln County property record for 3619 Ritchie Rd, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,548 sqft · built 2020
Lot Size	0.528 acres (23,000 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Dec 2021)
Tax Bill	$2,056 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`3625-47-1680`

Property Details

APN / Parcel Number

Primary APN	`3625-47-1680`
Alternative APNs	`362500471680` `288840` `72416`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,548 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Custom Design
Lot Area	23,000 sqft (0.528 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	288840
Street Address	3619 RITCHIE RD
City	LINCOLNTON
State	NC
Zip	28092-9568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#12 RITCHIE FARMS SUB
Legal Subdivision	RITCHIE FARMS
Legal Tract	12
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	3
Census Block	3018
Census Tract	70800

Owner

3619 Ritchie Rd is owned and occupied by two individuals who bought it in December 2021.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3619 RITCHIE RD, LINCOLNTON, NC 28092-9568
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Warranty Deed, Transfer · USDA Mortgage FIRST CITIZENS BANK & TRUST CO
May 28, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on File
Deed Sale	Dec 30, 2021 · Amount on File
Prior Sale	May 28, 2020 · Amount on File
Deed Document Number	2021645194
Deed Book / Page	3123 / 125
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Dec 30, 2021
Property Address	3619 RITCHIE RD, LINCOLNTON, NC 28092-9568
Document Number	0003123125
Book / Page	3123 / 125
Map Reference	MB H PG 217
Instrument Date	Dec 30, 2021
Instrument	645194
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16200 LEEWARD LN, 16200, HUNTERSVILLE, NC 28078-8956

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3619 RITCHIE RD, LINCOLNTON, NC 28092-9568

Mortgage

Document Number	0000645195
Date	Dec 30, 2021
Instrument	645195

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	May 28, 2020
Property Address	3619 RITCHIE RD, LINCOLNTON, NC 28092-9568
Document Number	2912669
Book / Page	002912 / 000669
Instrument Date	Feb 10, 2020
Instrument	609484
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$10.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16200 LEEWARD LN HUNTERSVILLE NC 280788956, HUNTERSVILLE, NC 28078-8956

Tax Assessment & Valuation

The 2026 property tax bill for 3619 Ritchie Rd was $2,056.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,056.00	$314,721 Land $26,000 Building $288,721	$314,721 Land $26,000 Building $288,721
2023	$1,973.00	$314,721 Land $26,000 Building $288,721	$314,721 Land $26,000 Building $288,721

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3619 Ritchie Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3619 Ritchie Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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