Lincoln County property record for 3643 Ritchie Rd, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,280 sqft · built 2015 |
| Lot Size | 0.751 acres (32,714 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $145,000 (Jun 2016) |
| Tax Bill | $1,831 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3625-37-8544 |
| Primary APN | 3625-37-8544 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Custom Design |
| Lot Area | 32,714 sqft (0.751 acres) |
| Storage Building | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 311423 |
|---|---|
| Street Address | 3643 RITCHIE RD |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-9568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | #9 RITCHIE FARMS SUB |
| Legal Subdivision | RITCHIE FARMS |
| Legal Tract | 9 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | LINCOLNTON |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 70800 |
3643 Ritchie Rd is held in a trust since May 2025.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3643 RITCHIE RD, LINCOLNTON, NC 28092-9568 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2016 · Amount on File |
| Deed Sale | Jun 1, 2016 · Amount on File |
| Prior Sale | Feb 18, 2015 · Amount on File |
| Deed Document Number | 2016547959 |
| Deed Book / Page | 2591 / 414 |
| Last Transfer Date | May 5, 2025 |
| Transfer Doc | 0003424356 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3643 Ritchie Rd was $1,831, up 0.8% from the year before.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,831.00 (+0.77%) | $277,772 (-) Land $26,000 Building $251,772 | $277,772 (-) Land $26,000 Building $251,772 |
| 2025 | $1,817.00 | $277,772 Land $26,000 Building $251,772 | $277,772 Land $26,000 Building $251,772 |
| 2023 | $1,756.00 | $277,772 Land $26,000 Building $251,772 | $277,772 Land $26,000 Building $251,772 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3643 Ritchie Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3643 Ritchie Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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