3591 Ritchie Rd, Lincolnton, NC 28092 Property Records

Lincoln County property record for 3591 Ritchie Rd, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,125 sqft · built 1999
Lot Size	0.647 acres (28,183 sqft)
Owner	Individual Name on File
Last Sale	$196,500 (Jun 2021)
Tax Bill	$1,385 (2025)
Deeds & Mortgages	Aug 2021 Re-recorded Document Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3625-47-5607`

Property Details

APN / Parcel Number

Primary APN	`3625-47-5607`
Alternative APNs	`362500475607` `284549` `72419`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,125 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	28,183 sqft (0.647 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	284549
Street Address	3591 RITCHIE RD
City	LINCOLNTON
State	NC
Zip	28092-9567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#15 RITCHIE FARMS SUB
Legal Subdivision	RITCHIE FARMS
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	3
Census Block	3018
Census Tract	70800

Owner

Source: Lincoln County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3591 RITCHIE RD, LINCOLNTON, NC 28092-9567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Re-recorded Document CAROLINA TITLE SERVICES
Jun 1, 2021	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 4, 2021	Re-recorded Document CAROLINA TITLE SERVICES

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 1, 2021 · Amount on Record
Deed Sale	Jun 1, 2021 · Amount on Record
Prior Sale	Mar 28, 2013 · Amount on Record
Deed Document Number	2021632356
Deed Book / Page	3047 / 516
Last Transfer Date	Jul 29, 2021
Transfer Doc	3069648
Record Updated	Sep 20, 2026

August 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	LINCOLN NC
Recording Date	Aug 4, 2021
Property Address	3591 RITCHIE RD, LINCOLNTON, NC 28092-9567
Document Number	3069648
Book / Page	3069 / 648
Map Reference	MB 1930 PG 22
Instrument Date	Jul 29, 2021
Instrument	636244
Record Updated	Aug 18, 2021
Title Company	CAROLINA TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1192 MIRROR LAKE RD, 1192, LINCOLNTON, NC 28092-7917

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jun 1, 2021
Property Address	3591 RITCHIE RD, LINCOLNTON, NC 28092-9567
Document Number	3047516
Book / Page	3047 / 516
Map Reference	MB H PG 217
Instrument Date	May 27, 2021
Instrument	632356
Transaction Type	Transfer
Record Updated	Jun 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$393.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1192 MIRROR LAKE RD, 1192, LINCOLNTON, NC 28092-7917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3591 RITCHIE RD, LINCOLNTON, NC 28092-9567

Mortgage

Document Number	632357
Date	Jun 1, 2021
Instrument	632357

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

August 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	LINCOLN NC
Recording Date	Aug 4, 2021
Property Address	3591 RITCHIE RD, LINCOLNTON, NC 28092-9567
Document Number	3069644
Book / Page	3069 / 644
Map Reference	MB H PG 217
Instrument Date	May 27, 2021
Instrument	636243
Record Updated	Aug 18, 2021
Title Company	CAROLINA TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1192 MIRROR LAKE RD, 1192, LINCOLNTON, NC 28092-7917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3591 RITCHIE RD, LINCOLNTON, NC 28092-9567

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,385.00 (+3.82%)	$206,277 (-) Land $26,000 Building $180,277	$206,277 (-) Land $26,000 Building $180,277
2023	$1,334.00	$206,277 Land $26,000 Building $180,277	$206,277 Land $26,000 Building $180,277

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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