Lincoln County property record for 3571 Ritchie Rd, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,650 sqft · built 2005 |
| Lot Size | 6.34 acres (276,258 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (Oct 2012) |
| Tax Bill | $2,147 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3625-47-9150 |
| Primary APN | 3625-47-9150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,650 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 276,258 sqft (6.34 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 242953 |
|---|---|
| Street Address | 3571 RITCHIE RD |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-9567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | PT 10 GRAZING MEADOWS PH3 |
| Legal Subdivision | GRAZING MDWS |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | LINCOLNTON |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 70800 |
Source: Lincoln County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3571 RITCHIE RD, LINCOLNTON, NC 28092-9567 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2026 | Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING |
| Sep 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2012 · Amount on Record |
| Deed Sale | Oct 29, 2012 · Amount on Record |
| Prior Sale | Oct 19, 2011 · Amount on Record |
| Deed Document Number | 201211699 |
| Deed Book / Page | 2351 / 402 |
| Prior Transfer Date | Oct 18, 2011 |
| Prior Transfer Doc | 0022740823 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Sep 22, 2026 |
| Property Address | 3571 RITCHIE RD, LINCOLNTON, NC 28092-9567 |
| Document Number | 0000715336 |
| Book / Page | 3539 / 1 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 2026715336 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3571 RITCHIE RD, LINCOLNTON, NC 28092-9567 |
| Document Number | 0000715336, |
|---|---|
| Date | Sep 22, 2026 |
| Book Page | 3539/1 |
| Instrument | 2026715336 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 12, 2041 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3571 RITCHIE RD, LINCOLNTON, NC 28092-9567 |
| Document Number | 2954645 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2020 |
| Title Company | RESEARCH TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3571 RITCHIE RD LINCOLNTON NC 280929567, LINCOLNTON, NC 28092-9567 |
| Document Number | 2954645 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | 002954/000645 |
| Instrument | 616574 |
| Name | MERIDIAN HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | WESTMINSTER, MD 21157 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 23, 2040 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,147.00 (+4.17%) | $329,691 (-) Land $66,915 Building $262,776 | $329,691 (-) Land $66,915 Building $262,776 |
| 2023 | $2,061.00 | $329,691 Land $66,915 Building $262,776 | $329,691 Land $66,915 Building $262,776 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
5G and 4G LTE (outdoors only)
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