Cortland County and Cortlandville Town property record for 3618 Pendleton St Ext, Cortland, NY 13045
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,308 sqft · built 1980 |
| Lot Size | 53.4 acres (2,328,282 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $620,000 (Oct 2022) |
| Tax Bill | $14,136 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 112289 96.00-05-07.110 |
| Primary APN | 112289 96.00-05-07.110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,308 sqft Living Area |
| 1st Floor Area | 2,308 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 2,328,282 sqft (53.4 acres) |
| Garage Type | Basement |
| Pole Barn | Pole Barn |
| Tennis Court | Tennis Court |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3618 PENDLETON STREET EXT |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-8811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 04 - FARM |
| Legal Block | 5 |
| Legal Lot Number | 7.110 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLANDVILLE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 970400 |
3618 Pendleton St Ext, a rural home, is owned and occupied by two individuals who bought it in October 2022.
Source: Cortland County and Cortlandville Town records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3618 PENDLETON STREET EXT, CORTLAND, NY 13045-8811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Line of Credit BANK TRUST |
| Oct 18, 2022 | Deed, Transfer · Stand-Alone First Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2022 · Amount on File |
| Deed Sale | Oct 18, 2022 · Amount on File |
| Deed Document Number | 20225566 |
| Prior Transfer Date | Sep 29, 2005 |
| Prior Transfer Doc | 0104577001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Sep 14, 2026 |
| Property Address | 3618 PENDLETON STREET EXT, CORTLAND, NY 13045-8811 |
| Document Number | 0000004122 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 20264122 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3618 PENDLETON STREET EXT, CORTLAND, NY 13045-8811 |
| Document Number | 0000004122, |
|---|---|
| Date | Sep 14, 2026 |
| Instrument | 20264122 |
| Name | BANK TRUST |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 5, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Oct 18, 2022 |
| Property Address | 3618 PENDLETON STREET EXT, CORTLAND, NY 13045-8811 |
| Document Number | 0000005566 |
| Instrument Date | Oct 3, 2022 |
| Instrument | 2022-05566 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 35 W BROAD ST UNIT 106, 106, STAMFORD, CT 06902-3767 |
| Document Number | 0000005567 |
|---|---|
| Date | Oct 18, 2022 |
| Instrument | 2022-05567 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 3618 Pendleton St Ext was $14,136, up 99.8% from the year before.
Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Cortlandville Town |
| Unified School District | Cortland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,136.00 (+99.83%) | ||
| 2025 | $7,074.00 | $320,000 Land $97,500 Building $222,500 | $507,937 Land $154,762 Building $353,175 |
| 2023 | $6,942.00 | $320,000 Land $97,500 Building $222,500 | $457,143 Land $139,286 Building $317,857 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3618 Pendleton St Ext in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1996–2020) |
| Most Recent Claim | Dec 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3618 Pendleton St Ext is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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